DAYTON, OH | Quick Offline & Online Payday Loans

payday loans dayton ohio

Quick Payday Loan Lenders near Dayton, OH

You can apply for an urgent loan online or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Dayton, Ohio, USA with no fax


Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 minutes)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 45390 , 45401 , 45402 , 45403 , 45404 , 45405 , 45406 , 45409 , 45410 , 45412 , 45413 , 45414 , 45415 , 45416 , 45417 , 45419 , 45420 , 45422 , 45423 , 45424 , 45426 , 45428 , 45429 , 45430 , 45431 , 45432 , 45433 , 45434 , 45435 , 45437 , 45439 , 45440 , 45441 , 45448 , 45449 , 45458 , 45459 , 45469 , 45470 , 45475 , 45479 , 45481 , 45482 , 45490
  • Area code(s): 937

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Ohio Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In Ohio?

- The max short-term payday loan amount for Ohio residents is $1,000.
- The maximum installment loan amount in Ohio is $5,000.

What Are The Interest Rates On Payday Loans in Ohio?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Direct payday loan companies near you (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us – [email protected] )

Company nameAddressZip codePhone number
Checksmart2930 W Alex Bell Rd45459(937) 428-7530
Checksmart2129 Needmore Rd45414(937) 567-1450
Checksmart1947 S Alex Rd45449(937) 847-2800
Checksmart4212 Linden Ave45432(937) 254-7800
Checksmart4064 Wilmington Pike45440(937) 294-0500
ALL Cash Express3516 W Siebenthaler Ave45406(937) 275-4912
First American Loans2515 South Smithville Road45420(937) 258-2899
National Cash Advance5678 Springboro Pike45449(937) 643-9874
Checksmart5521 Salem Ave45426(937) 837-0829
CashMax Ohio4791 Salem Ave45416(937) 275-4401
Check Exchange4317 W 3rd St45417(937) 262-9422
Cashmax Ohio6740 Brandt Pike45424(937) 236-1222
CashMax Ohio2409 Wilmington Pike45419(937) 999-4477
Check ‘N Go Store #9804141 N Main St45405(937) 567-1960
Cashland602 Woodman Dr45431(937) 253-7842
Cashland1331 Wilmington Ave45420(937) 396-1846
Cashland1016 Canton Rd45402(330) 733-1411
Cashland4977 N Main St45415(937) 278-0148
Hometown Financial Services3108 Wilmington Pike45429(937) 299-9000
National Cash Advance5268 Salem Ave45426(937) 854-3223
JP Morgan Chase & Co40 N Main St, Ste 645423(937) 443-6090
Advance America5420 Springboro Pike45449(937) 643-9244
Advance America2039 E Dorothy Ln45420(937) 294-3573
Advance America5678 Springboro Pike45449(937) 643-9874
Check Into Cash170 Woodman Drive45431(937) 254-0113
Cashland5150 Salem Ave45426(937) 854-0690
DDK Financial Assoc5615 N Dixie Dr45414(937) 275-3981
CashMax Ohio5270 N Dixie Dr45414(937) 716-1574
United Check Cashing5615 N Dixie Dr45414(937) 275-3981
Cashland6375 Chambersburg Rd45424(937) 233-4397
Free Pike Bank of Dayton4324 Salem Ave.45416(937) 280-6003
Check Into Cash3283 W Siebenthaler Ave, Suite 645406(937) 278-1170
Cashs Land2915 Linden Ave, Ste B45410(937) 252-0434
ALL Cash Express3516 W Siebenthaler Ave45406(937) 999-1463
Wright-Patt Credit UnionStudent Un, # 18045435(937) 775-5797
Cash America602 Woodman Dr45431(937) 258-0123
Reyna Capital Corporation1 Reynolds Way45430(937) 485-2955
Universal 1 Credit Union Inc2933 Harshman Rd45424(937) 235-0303
Wells Fargo Financial1190 E Dixie DR45449(937) 859-9000
Freedom First Credit Union Inc1645 Webster St45404(937) 223-2828
Onemain Financial127 Springboro Pike45449(937) 435-2927
Household Finance6226 Wilmington Pike45459(937) 848-5888
Wright-Patt Credit Union4512 Brandt Pike45424(937) 237-5152
Guardian Finance Co687 Lyons Rd45459(937) 434-2773
Mortgage Line6940 N Dixie Dr45414(937) 898-7200
Onemain Financial665 Lyons Rd45459(937) 291-3111
Gem Capital Corporation507 S Smithville Rd45403(937) 252-9026
Day Air Credit Union3434 York Commons Blvd45414(937) 665-0980
Code Credit Union732 S Ludlow St45402(937) 222-8971
Postal Family Credit UNION803 E 5th St, Ste A45402(937) 228-7691
Countywide Federal Credit Union2089 Dayton Xenia Rd45434(937) 426-7687
Main Source Bank8265 N Main St45415(937) 454-2200
Wells Fargo Bank175 E Alex Bell Rd, Ste 28045459(937) 439-0343
Firstday Financial Fcu4125 W Town And Country Rd45429(937) 222-4546
Huntington Bank5900 Springboro Pike45449(937) 439-0420

Use google map to find the nearest credit institution:

Weak Credit Score Accepted – No Statements for Mail – Access Cash 24 Hour

Immediate cash at your bank via your Dayton, OH Payday Loan Cash Advance
Quite straightforward information interval, simply sign up the information today from your computer, and lastly receive the funds you demand fast.

Corporations plan to deliver cash and jointly face off for the opportunity for your advantage which lastly achieves the leading finance to the customer.
It is no big deal if your credit is poor, because it won’t distress payday loans. Having validation is really swift and not confusing in any way.
Receive your deposit from your checking account today.

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