WINSTON-SALEM, NC | Quick Offline & Online Payday Loans

payday loans winston-salem north carolina

Quick Payday Loan Lenders near Winston-Salem, NC

You can apply for an urgent loan online or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Winston Salem, North Carolina, USA with no fax


Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 minutes)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 27101 , 27102 , 27103 , 27104 , 27105 , 27106 , 27107 , 27108 , 27109 , 27110 , 27111 , 27113 , 27114 , 27115 , 27116 , 27117 , 27120 , 27127 , 27130 , 27150 , 27152 , 27155 , 27157 , 27198 , 27199
  • Area code(s): 336 , 743

(!) 256-bit SSL secured online form (your data is protected).

North Carolina Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In North Carolina?

- The max short-term payday loan amount for North Carolina residents is $0 (Prohibited!).
- The maximum installment loan amount in North Carolina is $5,000.

What Are The Interest Rates On Payday Loans in North Carolina?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Direct payday loan companies near you (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us – info@nearmepayday.loan )

Company nameAddressZip codePhone number
Check Cashing Store1021 Waughtown St27107(336) 252-1009
West Hill Apartments201 N Sunset Dr27101(336) 723-4162
Cash America Pawn1814 Silas Creek Pkwy27103(336) 721-0340
Cash America Pawn2828 University Pkwy27105(336) 723-1234
Cash America Pawn3587 N Patterson Ave27105(336) 767-1212
ALL Cash Express3583 N Patterson Ave27105(336) 893-0901
Millennium Cash Management1415 Polo Rd27106(336) 893-5263
Urgent Money Service521 Deacon Blvd27105(336) 777-0906
Quick Cash Pawn-Winston Salem3800 Leo St27105(336) 767-3057
Friendly Check Cashing3600 S Main St27127(336) 785-7060
Quick Cash Of Winston Salem700 Peters Creek Pkwy27103(336) 725-7296
ALL Cash Express1499 New Walkertown Rd27101(336) 422-7012
ALL Cash Express1499 New Walkertown Rd27101(336) 722-0233
ALL Cash Express3583 N Patterson Ave27105(336) 744-8052
All Checks Cashed1021 Waughtown St27107(336) 252-1009
Retail Systems Inc3404 Kinnamon Rd27104(336) 722-6544
First National Bank10335 N Nc Highway 10927107(336) 769-3000
Onemain Financial1571 Hanes Mall Blvd27103(336) 765-7761
First National Bank3500 Old Salisbury Rd27127(336) 764-3150
Springleaf Financial Services950 S Main St27101(336) 996-3281
First National Bank161 S Stratford Rd27104(336) 631-3900
Onemain Financial7756 N Point Blvd27106(336) 377-3600
Onemain Financial256 Summit Square Blvd27105(336) 377-2143
Lendmark Financial Service400 E Hanes Mill Rd27105(336) 377-2011
Piedmont Aviation Credit Union676 Hanes Mall Blvd27103(336) 744-8700
Alydar Financial Inc3305 Stockton St27127(336) 784-8796
Onemain Financial5952 University Pkwy, Ste C27105(336) 377-3600
First National Bank11492 Old Us Highway 5227107(336) 764-2020
Citifinancial2650 Peters Creek Pkwy27127(336) 785-3585
Wells Fargo Bank100 Sunnynoll Ct27106(336) 777-3682
First-Citizens Bank & Trust Company1199 Hayes Forest Dr27106(336) 631-2440
Piedmont Advantage CU3810 N Liberty St27105(336) 852-5844
First Citizens Bank3001 Trenwest Dr27103(336) 631-2400
First Community Bank5002 Peters Creek Pkwy27127(336) 788-4141
First Tennessee Bank2000 W First Street, Suite 10027104(336) 703-9780
First Union300 S Hawthorne Rd27103(336) 761-3865
Capital Bank4701 Country Club Rd27104(336) 794-9911
First-Citizens Bank & Trust Company6005 University Pkwy27105(336) 377-2060

Use google map to find the nearest credit institution:

No Credit History No Worry – Applications Are Faxless – Provided Live

Have quick funds to your bank account in a Winston Salem, NC Payday Loan Cash Advance

Miss the stressful job calling, so do your form virtually, then possess a notice secured promptly.

Various banks aim to render loans and face off for the service for your individual interest and in the end permits the most popular value to the buyer.

Payday loans are quick to get approval with no struggles. You are fine if you have a poor credit rating because banking is not fazed from it.

Your funds ready from the bank account in no time.

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Have things gotten tough for you as well as your friends and family? It’s our highest wish to help so you may turn things around. We are the #1 most popular web site on the internet to apply for a convenient, quick, non fax 1 hour payday loan in Winston Salem North Carolina. Enrolling over the web is very straightforward and grants the most convenient processing and furthermore you may have the freedom to fill out our loan application through whatever computer you select. Generally, if your application is submitted before the very end of the bank’s day then you may snag the electronic deposit in as little as 24hr or twenty four hours at the max. We will not review your current credit score for the loan online application; Winston Salem payday loans are contingent on securing any type of cash. Take care of your financial responsibilities. Apply online this moment so you may grab that Winston Salem NC 24 hour cash advance.

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