Payday Loans Near Me in WILMINGTON, NC & Online

payday loans wilmington north carolina

Quick Cash Advance Payday Loan Lenders near Wilmington, NC

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Wilmington, North Carolina, USA with no fax

Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 28401 , 28402 , 28403 , 28404 , 28405 , 28406 , 28407 , 28408 , 28409 , 28410 , 28411 , 28412
  • Area code(s): 910

(!) 256-bit SSL secured online form (your data is protected).

Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated April 2, 2023

Company nameAddressZip codePhone number
Coastal Finance Co1006 S Kerr Ave, Wilmington, NC28403(910) 251-0100
ACE Cash Express1709 Dawson St, Wilmington, NC28403(910) 762-2620
Pawn USA Inc2392 Carolina Beach Rd, #10128401(910) 251-1200
ACE Cash Express4402 Market St28403(910) 762-2274
USA Checks Cashed3922 Market St28403(910) 444-2397
ACE Cash Express4402 Market St28403(910) 218-2052
Friendly Check Cashing820 N College Rd28405(910) 790-9588
Hanover Jewelry & Pawn Inc5601 Carolina Beach Rd28412(910) 793-1205
Reeds Jewelers Inc2525 S 17th St28401(910) 350-3100
Gateway Funding338 Shipyard Blvd28412(910) 399-6758
Epic Finance LLC5101 Dunlea Ct, Ste 20328405(910) 799-4399
Melissa Cape Finance Pros800 Rivage Promenade28412(336) 813-2312
Acceptance Now5309 Carolina Beach Rd28412(910) 799-4118
OneMain Financial5500 Market St, Ste 12028405(910) 791-5509
Lendmark Financial Svc4720 New Centre Dr, Ste E28405(910) 794-1231
First National Bank2506 Independence Blvd28412(910) 794-3077
First National Bank704 S College Rd28403(910) 793-0196
OneMain Financial5619 Carolina Beach Rd, #10028412(910) 392-2000
First National Bank1724 Eastwood Rd28403(910) 509-2816
Onemain Financial132 Racine Dr, Ste 528403(910) 395-5353
Onemain Financial5120 S College Rd, Ste 12128412(910) 392-3070
Bank Of The Ozarks1105 Military Cutoff Rd28405(910) 509-5757
Branch Banking And Trust Co5710 Oleander Dr, Ste 20928403(910) 791-2713
First-Citizens Bank & Trust Co440 S College Rd28403(910) 792-6600
Park Sterling Bank Inc3701 Shipyard Blvd28403(910) 679-1339
First-Citizens Bank & Trust Co1910 Eastwood Rd28403(910) 792-6680
Southern Loans Inc2394 Carolina Beach Rd, #30528401(910) 762-1127
Bank Of America155 N Front St28401(910) 442-2422
Coastal Finance3602 Market St28403(910) 251-0100

Use google map to find the nearest credit institution:

North Carolina Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In North Carolina?

- The max short-term payday loan amount for North Carolina residents is $0 (Prohibited!).
- The maximum installment loan amount in North Carolina is $5,000.

What Are The Interest Rates On Payday Loans in North Carolina?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Poor Credit Rating All Right — Zero Document for Faxing — Obtain Funded Any Time

Needing a $500 loan or more now? Obtain your Wilmington, NC Payday Loan Cash Advance

Avoid the upsetting work verifications, utilize the site to request right now for funds, and finally enjoy a bid reached promptly.

Going for submissions digitally ensures low expenses which carries the clear loan to buyers.

There is nothing to fear if your credit is inadequate, because it doesn’t distress the system. It is quite convenient to obtain confirmation without a situation.

Use funding from your checking account by this time tomorrow.

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