RALEIGH, NC | Quick Offline & Online Payday Loans

payday loans raleigh north carolina

Quick Payday Loan Lenders near Raleigh, NC

You can apply for an urgent loan online or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Raleigh, North Carolina, USA with no fax


Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 minutes)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 27601 , 27602 , 27603 , 27604 , 27605 , 27606 , 27607 , 27608 , 27609 , 27610 , 27611 , 27612 , 27613 , 27614 , 27615 , 27616 , 27617 , 27619 , 27620 , 27621 , 27622 , 27623 , 27624 , 27625 , 27626 , 27627 , 27628 , 27629 , 27634 , 27635 , 27636 , 27640 , 27650 , 27656 , 27658 , 27661 , 27668 , 27675 , 27676 , 27690 , 27695 , 27697 , 27698 , 27699
  • Area code(s): 919 , 984

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North Carolina Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In North Carolina?

- The max short-term payday loan amount for North Carolina residents is $0 (Prohibited!).
- The maximum installment loan amount in North Carolina is $5,000.

What Are The Interest Rates On Payday Loans in North Carolina?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Direct payday loan companies near you (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us – info@nearmepayday.loan )

Company nameAddressZip codePhone number
All Cash Express1314 New Bern Ave27610(919) 829-0077
Check Cashing Store333 Fayetteville St27601(954) 791-0465
Wachovia13160 Strickland Rd27613(919) 841-0657
Wachovia1201 Walnut St27601(919) 881-6016
Wachovia Bank10831 Wakefield Commons Dr27614(919) 488-0160
Wachovia7801 Falls Of Neuse Rd27615(919) 278-1411
Wachovia3301 Edwards Mill Rd27612(919) 571-6556
Wachovia Investments2001 Clark Ave27605(919) 831-1229
Wachovia121 W Morgan St27601(919) 755-2474
Wachovia3695 New Bern Ave27610(919) 571-3821
Wachovia2501 Blue Ridge Rd27607(919) 788-1400
Wachovia1311 E Millbrook Rd27609(919) 881-6308
Wachovia Investments6623 Falls Of Neuse Rd27615(919) 848-8911
Wachovia7048 Highway 64 E27610(919) 881-6025
Check ‘N Go2919 Capital Blvd27604(919) 877-0566
Us Card Source4205 Pleasant Valley Rd27612(919) 872-2255
Aaa Check Cashing Inc2510 S Wilmington St27603(919) 828-3312
All Checks Cashed3241 Avent Ferry Rd27606(919) 233-2007
Arrow Pawn2421 Crabtree Blvd, Ste 10227604(919) 741-6658
Check Cashing And More Inc3635 New Bern Ave27610(919) 231-8848
Capital Cash LLC2420 Wake Forest Rd27608(919) 829-9151
Raleigh Durham Check Cashers3225 Capital Blvd27604(919) 719-0318
Cash Advance Check Cashing2 N Pettigrew St27610(919) 755-3455
Dalia Check Cashing5525 Western Blvd27606(919) 852-3737
Check Into Cash4011 Capital Blvd27604(919) 850-0247
Check Cashing And More1410 New Bern Ave27610(919) 838-6666
Check Into Cash1100 N Raleigh Blvd27610(919) 821-4099
Cash Money Gates LLC7137 Orchard Knob Dr27610(919) 670-5999
Raleigh Durham Check Cashiers2235 New Hope Church Rd27604(919) 235-4520
Check Cashing & Detail1609 New Bern Ave27610(919) 838-9194
Man-Mur Shoe Shop2704 Hillsborough St27607(919) 832-7330
Asa Check Cashing Service1827 Garner Rd27610(919) 833-9049
Cpm Check Cashing1609 Capital Blvd27604(919) 832-5626
Fifth Third Bank2501 Blue Ridge Rd, Ste 10027607(919) 573-1930
Check Cashing And More1619 Cross Link Rd, Ste 10527610(919) 836-1884
Cyber Cash4546 Capital Blvd27604(919) 981-6000
Cash Express Inc1470 Garner Station Blvd27603(919) 773-9229
Check Cashing Of Raleigh1100 N Raleigh Blvd, Ste 11227610(919) 832-4002
ASK Check Cashing2510 S Wilmington St27603(919) 856-1041
Bill Payment Center&Check Cashing3241 Avent Ferry Rd27606(919) 233-2007
Drake Evan1609 Capital Blvd27604(919) 755-1191
International Inc3241 Avent Ferry Rd27606(919) 233-2007
Avent3241 Avent Ferry Rd27606(984) 232-8763
Lendmark Financial Services126 Forest Rd27605(336) 237-0601
Raleigh Bail Bonding144 Annaron Ct27603(919) 278-7297
Lendmark Financial4414 Fayetteville Rd27603(919) 890-3565
Lendmark Financial Svc6210 Plantation Center Dr,#10727616(919) 875-4450
Middle Georgia Leasing4191 Fayetteville Rd27603(919) 719-0106
BB&T3701 Barrett Dr27609(919) 716-9676
BB&T6659 Falls Of Neuse Rd27615(919) 716-9650
Whitestone Financial4701 Atlantic Ave, Ste 11127604(919) 803-0505
BB&T Bank7447 Six Forks Rd27615(919) 716-9655
First National Bank2001 Fairview Rd27608(919) 645-0350
First National Bank4711 Six Forks Rd27609(919) 881-1680
First National Bank7100 Creedmoor Rd27613(919) 847-1600
First National Bank133 Fayetteville St27601(919) 235-0830
Mariner Finance1466 Garner Station Blvd27603(919) 773-7425
Dixie Asset Management9121 Anson Way, # 20027615(919) 232-9400
Lendmark Financial Service4229 Louisburg Rd27604(919) 875-4450
Raleigh First Financial Corporation1221 Corporation Pkwy27610(919) 231-1911
J Beck & Co8305 Falls Of Neuse Rd27615(919) 844-1698
Macedonia Funding I LLC4112 Campbell Rd27606(919) 233-0124
Hamilton Group Funding5500 Mcneely Dr, Ste 10327612(919) 881-4121
American Pawn-D-Rosa2428 S Wilmington St27603(919) 829-9562
Integrated Funding282 W Millbrook Rd27609(919) 847-4091
OneMain Financial5647 Creedmoor Rd27612(919) 781-8880
Agency Capital Corporation6833 Greystone Dr27615(919) 954-8884
Ibi Inc6512 Six Forks Rd, Ste 502B27615(919) 844-2167
Car Financial Services Inc4237 Louisburg Rd27604(919) 790-2310
Wachovia3500 W Millbrook Rd27613(919) 278-1420
Wells Fargo2840 Plaza Pl27612(919) 789-4980
Onemain Financial3611 Spring Forest Rd, Ste 12027616(919) 790-7600
State Employees’ Credit Union6400 Town Center Dr27616(919) 871-0450
First-Citizens Bank & Trust Co10201 Little Brier Creek Ln27617(919) 484-1097
Wells Fargo Bank1201 Walnut St27601(919) 571-3818
First Citizens Bank7208 Creedmoor Rd27613(919) 716-7577
First-Citizens Bank & Trust Co3231 Edwards Mill Rd27612(919) 716-7200
First Citizens Bank2005 Clark Ave27605(919) 716-7121
First-Citizens Bank & Trust Co16 E Rowan St, Ste 227609(919) 716-2759
First Citizens Bank1839 Capital Blvd27604(919) 716-7131
First Citizens Bank4801 Capital Blvd27616(919) 716-7278
Capital Bank4901 Glenwood Ave27612(919) 645-6449
First Citizens Bank2904 Fairview Rd27608(919) 510-6082
First Citizens Bank9650 Falls Of Neuse Rd27615(919) 716-7780
Capital Bank Corporation2127 Clark Ave27605(919) 828-7100
First Citizens Bank7001 Falls Of Neuse Rd27615(919) 716-2663
First Tennessee Bank6511 Falls of Neuse Rd27615(919) 865-0600
American General Financial Services4112 Pleasant Valley Rd, #12827612(919) 782-9183
First Citizens Bank14440 Falls Of Neuse Rd27614(919) 716-7610
Capital Bank Corporation6501 Falls Of Neuse Rd27615(919) 878-3100
First Tennessee Bank1151 Falls River Ave.27614(919) 582-2660
First Tennessee Bank4801 Glenwood Ave., #10027612(919) 277-8700
Bank Of North Carolina4525 Falls Of Neuse Rd, #10027609(919) 232-6820

Use google map to find the nearest credit institution:

Low Credit Scores No Problem – Faxless, Transmit Virtually – Handled Easily

Acquire immediate cash ready in your bank on a Raleigh, NC Payday Loan Cash Advance

Skip the unwanted employment verification, just furnish your application today over the web, so you can possess a transfer you request while you watch.

Various groups aim to handle funds and furthermore go against each other for your particular sign up form and in the end carries the #1 funds to buyers.

No hassle if you have no credit scores, and businesses will not propose it. Making approval is clear and not time consuming to anyone.

Right now a loan issued in your checking account.

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