Payday Loans Near Me in DURHAM, NC & Online

payday loans durham north carolina

Quick Cash Advance Payday Loan Lenders near Durham, NC

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Durham, North Carolina, USA with no fax

Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 27701 , 27702 , 27703 , 27704 , 27705 , 27706 , 27707 , 27708 , 27709 , 27710 , 27711 , 27712 , 27713 , 27715 , 27717 , 27722
  • Area code(s): 919 , 984

(!) 256-bit SSL secured online form (your data is protected).

Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated April 2, 2023

Company nameAddressZip codePhone number
Regional Finance5410 NC-55 R, Durham, NC27713(919) 381-5112
ACE Cash Express1000 N Miami Blvd, Ste 10927703(919) 682-3590
Future Properties LLC1502 Carolina Ave # W, Ste 20227705(919) 401-5000
National Jewelry & Pawn2605 Durham Chapel Hill Blvd27707(919) 493-2335
ACE Cash Express1100 N Miami Blvd27703(984) 219-8194
Us Money Mart1224 Fayetteville St27707(919) 251-9841
ACE Cash Express Inc3341 N Roxboro St27704(919) 220-5000
A-1 Check Cashing Inc2731 Durham Chapel Hill Blvd27707(919) 403-2000
Raleigh Durham Check Cashers1504 Broad St27705(919) 313-0360
Raleigh Durham Check Cashers2107 N Roxboro St27704(919) 246-0142
A-1 Check Cashing INC3341 N Roxboro St27704(919) 220-5000
Friendly Check Cashing1400 S Miami Blvd27703(919) 957-0782
Friendly Checks2502 Durham Chapel Hill Blvd27707(919) 403-2728
Payroll Advance3115 Guess Rd27705(919) 620-9891
A-1 Check Cashing Inc2334 Guess Rd27705(919) 286-9000
ABC Check Cashing1221 University Dr27707(919) 493-4646
ACE Cash Express1100 N Miami Blvd, Ste 10927703(919) 682-2977
OneMain Financial3511 Witherspoon Blvd, Ste 10227707(919) 968-1102
Wells Fargo3917 University Dr27707(919) 493-4301
Bank of America801 W Maynard Ave27704(919) 829-6557
Onemain Financial105 W Nc Highway 54 #W, Ste 22727713(919) 297-1092
Onemain Financial4711 Hope Valley Rd27707(919) 401-3544
National Finance Company3808 Guess Rd, Ste E27705(919) 477-8885
BB&T4717 Hope Valley Rd27707(919) 687-7206
First National Bank3400 Westgate Dr27707(919) 403-2266
First National Bank115 E Carver St27704(919) 477-9921
Lendmark Financial Services4711 Hope Valley Rd, Ste 5C27707(919) 401-3544
Scale Finance8615 Eagle View Dr27713(919) 618-2551
College Funding Consultants20 W Colony Pl27705(919) 251-9660
Oxford Finance410 Blackwell St27701(919) 797-0580
Victorian Finance3708 Lyckan Pkwy, Ste 10527707(919) 973-1381
Cardinal State Bank3710 University Dr, Ste 10027707(919) 403-2833
First Citizens Bank22 Park Dr27709(919) 549-8671
First Citizens Bank200 Trent Dr, # 250B27710(919) 237-5576
First Citizens Bank7101 Fayetteville Rd27713(919) 489-3541
First Citizens Bank3200 Hillsborough Rd27705(919) 383-1828

Use google map to find the nearest credit institution:

North Carolina Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In North Carolina?

- The max short-term payday loan amount for North Carolina residents is $0 (Prohibited!).
- The maximum installment loan amount in North Carolina is $5,000.

What Are The Interest Rates On Payday Loans in North Carolina?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Low Credit Scores are Okay — Not Faxed, Receive Wirelessly — Receive Funding Now

Receive fast cash payable in your bank in a Durham, NC Payday Loan Cash Advance

Dodge the troublesome supervisor validation, all you do is fill out your forms today from your computer, and acquire a guarantee located in seconds.

Securing orders over the internet promises cheap rates and gives the leading value to you.

Do not despair if you have a sub par credit score, because it is not reliable with brokers. Applications are really prompt to get qualified with no anxieties.

Take out funds in the bank account in one hour.

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