CHARLOTTE, NC | Quick Offline & Online Payday Loans

payday loans charlotte north carolina

Quick Payday Loan Lenders near Charlotte, NC

You can apply for an urgent loan online or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Charlotte, North Carolina, USA with no fax


Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 minutes)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 28201 , 28202 , 28203 , 28204 , 28205 , 28206 , 28207 , 28208 , 28209 , 28210 , 28211 , 28212 , 28213 , 28214 , 28215 , 28216 , 28217 , 28218 , 28219 , 28220 , 28221 , 28222 , 28223 , 28224 , 28226 , 28227 , 28228 , 28229 , 28230 , 28231 , 28232 , 28233 , 28234 , 28235 , 28236 , 28237 , 28241 , 28242 , 28243 , 28244 , 28246 , 28247 , 28253 , 28254 , 28255 , 28256 , 28258 , 28260 , 28262 , 28263 , 28265 , 28266 , 28269 , 28270 , 28271 , 28272 , 28273 , 28274 , 28275 , 28277 , 28278 , 28280 , 28281 , 28282 , 28284 , 28285 , 28287 , 28288 , 28289 , 28290 , 28296 , 28297 , 28299
  • Area code(s): 704 , 980

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North Carolina Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In North Carolina?

- The max short-term payday loan amount for North Carolina residents is $0 (Prohibited!).
- The maximum installment loan amount in North Carolina is $5,000.

What Are The Interest Rates On Payday Loans in North Carolina?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Direct payday loan companies near you (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us – info@nearmepayday.loan )

Company nameAddressZip codePhone number
ALL Cash Express8000 Corporate Center Dr, Ste 22228226(704) 540-9044
Missouri Payday Loan5115 N Tryon St, Ste C28213(704) 596-5005
Check Cashing Store3654 Central Ave28205(561) 482-0100
ALL Cash Express6600 E Independence Blvd, Ste B28212(704) 535-5900
Wachovia Wlls Frgo Fndtion Inc301 S Tryon St28282(704) 383-2654
Wachovia Asset Securitization301 S College St28202(704) 383-4629
Cash America Pawn6300 South Blvd, Ste 200A28217(704) 529-5352
Cash America Pawn5847 Albemarle Rd28212(704) 537-7400
Cash America Pawn300 E Woodlawn Rd28217(704) 521-8877
Franest Services And Super Center Of Payment3125 Eastway Dr28205(704) 567-9917
Cash America Pawn5210 N Tryon St, Ste A28213(704) 597-8668
ALL Cash Express3301 Freedom Dr28208(980) 999-2343
Charlotte Checkcashers2301 The Plz28205(704) 343-0073
World Check Casher2536 S Tryon St28203(704) 347-1900
ALL Cash Express2706 Freedom Dr28208(980) 215-9843
ALL Cash Express2107 Beatties Ford Rd28216(980) 288-4439
Charlotte Checkcashers3711 Central Ave28205(704) 295-0600
Pls Check Cashers7010 Albemarle Rd28227(704) 343-0073
ALL Cash Express2107 Beatties Ford Rd, Ste 128216(704) 398-3794
ALL Cash Express2706 B Freedom Dr28208(704) 399-4433
Charlotte Checkcashers1800 S Tryon St28203(704) 342-0065
Pls Check Cashers4421 N Tryon St28213(704) 596-7771
ALL Cash Express228 Eastway Dr, Ste 428213(704) 596-5425
Pls Check Cashers3711 Central Ave28205(704) 295-0600
Pls Check Cashers6140 The Plz28215(704) 535-0022
A 2 Z Cash & Carry2980 Planters Pl28216(704) 391-4011
Pls Financial3711 Central Ave28205(704) 295-0600
Pls Check Cashing4651 South Blvd28209(704) 716-1002
ALL Cash Express6111 South Blvd28217(980) 216-6028
ALL Cash Express3310 Wilkinson Blvd28208(980) 288-5376
ALL Cash Express228 Eastway Dr28213(980) 999-2467
ALL Cash Express901 N Wendover Rd28211(980) 224-2403
Express Mart Check Cashing115 E Arrowood Rd28217(704) 523-4764
Checks Etc7001 South Blvd, Ste A28217(980) 224-7235
Carolina Check Cashers2023 Beatties Ford Rd28216(704) 393-7070
Cash Pay Day5724 E W T Harris Blvd28215(704) 532-9600
ALL Cash Express901 N Wendover Rd, Ste B28211(704) 442-0116
ALL Cash Express3310 Wilkinson Blvd28208(704) 399-3774
World Check Casher2200 Beatties Ford Rd, # 2C28216(704) 393-8640
Superior Cash Rentals2809 W Sugar Creek Rd28262(704) 921-1115
Allegiance Merchant Service LLC1419 Central Ave28205(704) 334-9229
Checks Cashed Plus6339 Albemarle Rd28212(704) 535-2022
Charlotte Checkcashers6140 The Plz28215(704) 535-0022
La Universal5210 N Tryon St, Ste C28213(704) 597-1420
ALL Cash Express3301 Freedom Dr, Ste B28208(704) 393-0555
Regions Bank2131 Ayrsley Town Blvd, Ste 10028273(980) 297-7360
Binaco Investments Financing127 N Tryon St28202(704) 333-2462
First Charter5601 Reddman Rd28212(704) 568-7144
Onemain Financial1610 Ashley Rd, Ste 828208(704) 399-9762
Bank of America101 S Tryon St, Ste 100028280(704) 386-5478
BB&T Bank200 S College St, Ste 185028202(704) 954-1500
Charlotte Factors, Inc.8307 University Exec Park Dr28262(704) 510-0112
Onemain Financial9821 Northlake Centre Pkwy, Ste E28216(704) 399-9762
First National Bank3500 Mt Holly Hntrsvl Rd28216(704) 395-9900
North Carolina Bank And Trust6525 Morrison Blvd, Ste 11028211(704) 926-4060
Lendmark Financial Service3625 Mt Holly Hntrsvl Rd, Ste 428216(704) 504-7477
Corporate Investors Mortgage Group1600 Camden Rd28203(704) 333-0116
Hamilton Group Funding5970 Fairview Rd28210(704) 556-3023
Worldwide Capital Funding10925 David Taylor Dr28262(704) 944-3571
Venture Northlake LLC10610 Metromont Pkwy, Ste 20028269(704) 597-3009
Capital Factors Inc4021 Rose Lake Dr28217(704) 329-0689
Real Estate Pros401 Hawthorne Ln28204(704) 620-8097
Homecoast Capital212 S Tryon St28281(704) 957-4150
Creech Financial LLC8819 University East Dr, Ste 11028213(704) 597-0472
Brookevale Funding Group6135 Park South Dr28210(980) 288-7022
Amresco Commercial Finance11121 Carmel Commons Blvd, Ste 41028226(704) 543-6100
Rent-A-Center2320 Sardis Rd N28227(704) 814-9097
Beacon Path Financial Group10130 Mallard Creek Rd28262(704) 440-4424
Avenel Ventures LLC7621 Little Ave, Ste 41428226(704) 366-5122
United Auto Credit Corporation1805 Sardis Rd N, Ste 12028270(704) 321-0377
Capital Finance Iq110 N Tryon St28202(714) 235-2200
Lendmark Financial Service3220 Wilkinson Blvd, Unit A428208(704) 394-5311
Direct Home Loans1401 Central Ave, Ste 10228205(704) 930-7830
Springly Financial Service8401 University Exec Park Dr28262(704) 510-2060
Dhakad Associates2530 Howerton Ct28270(704) 543-6200
Onemain Financial230 E W T Harris Blvd, Ste B728262(704) 595-9087
Schneider Finance2420 Starita RD28269(704) 596-2497
QC Lending2108 South Blvd, Ste 11128203(980) 819-5601
Group Finance Inc3925 N Tryon St28206(704) 509-3005
Western Finance & Lease Inc6501 Hunter Pine Ln28270(704) 364-3373
Onemain Financial7629 Pineville Matthews Rd, Ste C28226(704) 541-0477
Wachovia Bank301 N Tryon St28202(800) 829-3862
New Dominion Bank1111 Metropolitan Ave, Ste 50028204(704) 943-5700
Bank Of Granite4415 Sharon Rd28211(704) 442-5900
First-Citizens Bank & Trust Company128 S Tryon St, Ste 10028202(704) 338-4000
First-Citizens Bank & Trust Company9034 Ardrey Kell Rd28277(704) 542-4200
First-Citizens Bank & Trust Company6501 Morrison Blvd28211(704) 338-4112
First-Citizens Bank & Trust Company1024 Alleghany St28208(704) 338-4380
BB&T4901 Albemarle Rd28205(704) 954-2085
Onemain Financial9020 Albemarle Rd, Ste H28227(704) 568-5820
First-Citizens Bank & Trust Company4325 Randolph Rd28211(704) 338-4360
First-Citizens Bank & Trust Company1531 E Woodlawn Rd28209(704) 338-4300
First-Citizens Bank & Trust Company6709 N Tryon St28213(704) 338-4104
First-Citizens Bank & Trust Company7837 Pineville Matthews Rd28226(704) 338-4108
First-Citizens Bank & Trust Company8916 Albemarle Rd28227(704) 338-4320
First-Citizens Bank & Trust Company802 Providence Rd28207(704) 338-4314
First Citizens Bank5400 South Blvd28217(704) 338-4385
First Citizens Bank8105 Mallard Creek Rd28262(704) 338-3800
First Charter10501 E Morehead St28204(704) 375-0038
Citizens Bank3050 Eastway Dr28205(704) 338-4395
First Citizens Bank5008 Forbes Dr28277(704) 845-1560
First Citizens BankChar28202(704) 338-4340
Capital One Bank7619 Seton House Ln28277(704) 845-2135
Bank of America100 N Tryon St Ste 22028202(704) 386-4771
Community One Bank301 S Mcdowell St, Ste 10028204(704) 945-6565
PNC Bank200 Providence Rd, Ste 30028207(704) 686-1444

Use google map to find the nearest credit institution:

Weak Credit History is OK – No Faxing of Current Paperwork – Receive Cash In Seconds

Attain an instant loan sent to your bank account in a Charlotte, NC Payday Loan Cash Advance
Bypass the stressful supervisor checks, just send your application today digitally, and lastly attain an offer found immediately.

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2 thoughts on “CHARLOTTE, NC | Quick Offline & Online Payday Loans

  1. Rayan Okha

    do you need loan without no ufront or initial deposit contact financial loan home

    Reply
    1. Marina Teramond Post author

      Hello, Rayan.

      The comments section is designed to answer user questions, not for advertising. Please don’t do this again, thank you!

      Reply

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