Payday Loans Near Me in CHARLOTTE, NC & Online

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Quick Cash Advance Payday Loan Lenders near Charlotte, NC

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Charlotte, North Carolina, USA with no fax

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Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!

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Served areas:

• Postal / zip codes: 28201 , 28202 , 28203 , 28204 , 28205 , 28206 , 28207 , 28208 , 28209 , 28210 , 28211 , 28212 , 28213 , 28214 , 28215 , 28216 , 28217 , 28218 , 28219 , 28220 , 28221 , 28222 , 28223 , 28224 , 28226 , 28227 , 28228 , 28229 , 28230 , 28231 , 28232 , 28233 , 28234 , 28235 , 28236 , 28237 , 28241 , 28242 , 28243 , 28244 , 28246 , 28247 , 28253 , 28254 , 28255 , 28256 , 28258 , 28260 , 28262 , 28263 , 28265 , 28266 , 28269 , 28270 , 28271 , 28272 , 28273 , 28274 , 28275 , 28277 , 28278 , 28280 , 28281 , 28282 , 28284 , 28285 , 28287 , 28288 , 28289 , 28290 , 28296 , 28297 , 28299
• Area code(s): 704 , 980

(!) 256-bit SSL secured online form (your data is protected).

Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated April 1, 2023

Company name	Address	Zip code	Phone number
Golden Cash Advance	2002 E 7th St, Charlotte, NC	28204	(704) 397-4103
Regional Finance	3250 Wilkinson Blvd H	28208	(704) 837-2674
Sharp Personal Loans	2241 South Blvd, Charlotte, NC	28209	(704) 529-9193
ACE Cash Express	8000 Corporate Center Dr, Ste 222	28226	(704) 540-9044
Missouri Payday Loan	5115 N Tryon St, Ste C	28213	(704) 596-5005
Check Cashing Store	3654 Central Ave	28205	(561) 482-0100
ACE Cash Express	6600 E Independence Blvd, Ste B	28212	(704) 535-5900
Wachovia Wlls Frgo Fndtion Inc	301 S Tryon St	28282	(704) 383-2654
Wachovia Asset Securitization	301 S College St	28202	(704) 383-4629
Cash America Pawn	6300 South Blvd, Ste 200A	28217	(704) 529-5352
Cash America Pawn	5847 Albemarle Rd	28212	(704) 537-7400
Cash America Pawn	300 E Woodlawn Rd	28217	(704) 521-8877
Franest Services Of Payment	3125 Eastway Dr	28205	(704) 567-9917
Cash America Pawn	5210 N Tryon St, Ste A	28213	(704) 597-8668
ACE Cash Express	3301 Freedom Dr	28208	(980) 999-2343
Charlotte Checkcashers	2301 The Plz	28205	(704) 343-0073
World Check Casher	2536 S Tryon St	28203	(704) 347-1900
ACE Cash Express	2706 Freedom Dr	28208	(980) 215-9843
ACE Cash Express	2107 Beatties Ford Rd	28216	(980) 288-4439
Charlotte Checkcashers	3711 Central Ave	28205	(704) 295-0600
Pls Check Cashers	7010 Albemarle Rd	28227	(704) 343-0073
ACE Cash Express	2107 Beatties Ford Rd, Ste 1	28216	(704) 398-3794
ACE Cash Express	2706 B Freedom Dr	28208	(704) 399-4433
Charlotte Checkcashers	1800 S Tryon St	28203	(704) 342-0065
Pls Check Cashers	4421 N Tryon St	28213	(704) 596-7771
ACE Cash Express	228 Eastway Dr, Ste 4	28213	(704) 596-5425
Pls Check Cashers	3711 Central Ave	28205	(704) 295-0600
Pls Check Cashers	6140 The Plz	28215	(704) 535-0022
A 2 Z Cash & Carry	2980 Planters Pl	28216	(704) 391-4011
Pls Financial	3711 Central Ave	28205	(704) 295-0600
Pls Check Cashing	4651 South Blvd	28209	(704) 716-1002
ACE Cash Express	6111 South Blvd	28217	(980) 216-6028
ACE Cash Express	3310 Wilkinson Blvd	28208	(980) 288-5376
ACE Cash Express	228 Eastway Dr	28213	(980) 999-2467
ACE Cash Express	901 N Wendover Rd	28211	(980) 224-2403
Express Mart Check Cashing	115 E Arrowood Rd	28217	(704) 523-4764
Checks Etc	7001 South Blvd, Ste A	28217	(980) 224-7235
Carolina Check Cashers	2023 Beatties Ford Rd	28216	(704) 393-7070
Cash Pay Day	5724 E W T Harris Blvd	28215	(704) 532-9600
ACE Cash Express	901 N Wendover Rd, Ste B	28211	(704) 442-0116
ACE Cash Express	3310 Wilkinson Blvd	28208	(704) 399-3774
World Check Casher	2200 Beatties Ford Rd, # 2C	28216	(704) 393-8640
Superior Cash Rentals	2809 W Sugar Creek Rd	28262	(704) 921-1115
Allegiance Merchant Service LLC	1419 Central Ave	28205	(704) 334-9229
Checks Cashed Plus	6339 Albemarle Rd	28212	(704) 535-2022
Charlotte Checkcashers	6140 The Plz	28215	(704) 535-0022
La Universal	5210 N Tryon St, Ste C	28213	(704) 597-1420
ACE Cash Express	3301 Freedom Dr, Ste B	28208	(704) 393-0555
Regions Bank	2131 Ayrsley Town Blvd, Ste 100	28273	(980) 297-7360
Binaco Investments Financing	127 N Tryon St	28202	(704) 333-2462
First Charter	5601 Reddman Rd	28212	(704) 568-7144
Onemain Financial	1610 Ashley Rd, Ste 8	28208	(704) 399-9762
Bank of America	101 S Tryon St, Ste 1000	28280	(704) 386-5478
BB&T Bank	200 S College St, Ste 1850	28202	(704) 954-1500
Charlotte Factors, Inc.	8307 University Exec Park Dr	28262	(704) 510-0112
Onemain Financial	9821 Northlake Centre Pkwy, Ste E	28216	(704) 399-9762
First National Bank	3500 Mt Holly Hntrsvl Rd	28216	(704) 395-9900
North Carolina Bank And Trust	6525 Morrison Blvd, Ste 110	28211	(704) 926-4060
Lendmark Financial Service	3625 Mt Holly Hntrsvl Rd, Ste 4	28216	(704) 504-7477
Hamilton Group Funding	5970 Fairview Rd	28210	(704) 556-3023
Worldwide Capital Funding	10925 David Taylor Dr	28262	(704) 944-3571
Venture Northlake LLC	10610 Metromont Pkwy, Ste 200	28269	(704) 597-3009
Capital Factors Inc	4021 Rose Lake Dr	28217	(704) 329-0689
Real Estate Pros	401 Hawthorne Ln	28204	(704) 620-8097
Homecoast Capital	212 S Tryon St	28281	(704) 957-4150
Creech Financial LLC	8819 University East Dr, Ste 110	28213	(704) 597-0472
Brookevale Funding Group	6135 Park South Dr	28210	(980) 288-7022
Amresco Commercial Finance	11121 Carmel Commons Blvd, #410	28226	(704) 543-6100
Rent-A-Center	2320 Sardis Rd N	28227	(704) 814-9097
Beacon Path Financial Group	10130 Mallard Creek Rd	28262	(704) 440-4424
Avenel Ventures LLC	7621 Little Ave, Ste 414	28226	(704) 366-5122
United Auto Credit Corporation	1805 Sardis Rd N, Ste 120	28270	(704) 321-0377
Capital Finance Iq	110 N Tryon St	28202	(714) 235-2200
Lendmark Financial Service	3220 Wilkinson Blvd, Unit A4	28208	(704) 394-5311
Direct Home Loans	1401 Central Ave, Ste 102	28205	(704) 930-7830
Springly Financial Service	8401 University Exec Park Dr	28262	(704) 510-2060
Dhakad Associates	2530 Howerton Ct	28270	(704) 543-6200
Onemain Financial	230 E W T Harris Blvd, Ste B7	28262	(704) 595-9087
Schneider Finance	2420 Starita RD	28269	(704) 596-2497
QC Lending	2108 South Blvd, Ste 111	28203	(980) 819-5601
Group Finance Inc	3925 N Tryon St	28206	(704) 509-3005
Western Finance & Lease Inc	6501 Hunter Pine Ln	28270	(704) 364-3373
Onemain Financial	7629 Pineville Matthews Rd, Ste C	28226	(704) 541-0477
Wachovia Bank	301 N Tryon St	28202	(800) 829-3862
New Dominion Bank	1111 Metropolitan Ave, Ste 500	28204	(704) 943-5700
Bank Of Granite	4415 Sharon Rd	28211	(704) 442-5900
First-Citizens Bank & Trust Co	128 S Tryon St, Ste 100	28202	(704) 338-4000
First-Citizens Bank & Trust Co	9034 Ardrey Kell Rd	28277	(704) 542-4200
First-Citizens Bank & Trust Co	6501 Morrison Blvd	28211	(704) 338-4112
First-Citizens Bank & Trust Co	1024 Alleghany St	28208	(704) 338-4380
BB&T	4901 Albemarle Rd	28205	(704) 954-2085
Onemain Financial	9020 Albemarle Rd, Ste H	28227	(704) 568-5820
First-Citizens Bank & Trust Co	4325 Randolph Rd	28211	(704) 338-4360
First-Citizens Bank & Trust Co	1531 E Woodlawn Rd	28209	(704) 338-4300
First-Citizens Bank & Trust Co	6709 N Tryon St	28213	(704) 338-4104
First-Citizens Bank & Trust Co	7837 Pineville Matthews Rd	28226	(704) 338-4108
First-Citizens Bank & Trust Co	8916 Albemarle Rd	28227	(704) 338-4320
First-Citizens Bank & Trust Co	802 Providence Rd	28207	(704) 338-4314
First Citizens Bank	5400 South Blvd	28217	(704) 338-4385
First Citizens Bank	8105 Mallard Creek Rd	28262	(704) 338-3800
First Charter	10501 E Morehead St	28204	(704) 375-0038
Citizens Bank	3050 Eastway Dr	28205	(704) 338-4395
First Citizens Bank	5008 Forbes Dr	28277	(704) 845-1560
First Citizens Bank	Char	28202	(704) 338-4340
Capital One Bank	7619 Seton House Ln	28277	(704) 845-2135
Bank of America	100 N Tryon St Ste 220	28202	(704) 386-4771
Community One Bank	301 S Mcdowell St, Ste 100	28204	(704) 945-6565
PNC Bank	200 Providence Rd, Ste 300	28207	(704) 686-1444

Use google map to find the nearest credit institution:

North Carolina Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In North Carolina?

- The max short-term payday loan amount for North Carolina residents is $0 (Prohibited!).
- The maximum installment loan amount in North Carolina is $5,000.

What Are The Interest Rates On Payday Loans in North Carolina?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

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Weak Credit History is OK — No Faxing of Current Paperwork — Receive Cash In Seconds

Attain an instant loan sent to your bank account in a Charlotte, NC Payday Loan Cash Advance
Bypass the stressful supervisor checks, just send your application today digitally, and lastly attain an offer found immediately.

Taking submissions over the internet passes cheap fees which consequently provides the perfect result to the borrower.

Having acceptance is swift and no problem at any time. Do not despair if you have less than average credit score, because borrowing won’t be shaped with it. Get your advance in the bank in as little as an hour.

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