Payday Loans Near Me in PATERSON, NJ & Online

payday loans paterson new jersey

Quick Cash Advance Payday Loan Lenders near Paterson, NJ

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Paterson, New Jersey, USA with no fax

Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 07501 , 07502 , 07503 , 07504 , 07505 , 07508 , 07509 , 07510 , 07511 , 07512 , 07513 , 07514 , 07522 , 07524 , 07533 , 07538 , 07543 , 07544
  • Area code(s): 862 , 973

(!) 256-bit SSL secured online form (your data is protected).

Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated April 1, 2023

Company nameAddressZip codePhone number
National Personal Loans243 20th Ave, Paterson, NJ07501(862) 296-0866
1F Cash Advance645 E 19th St, Paterson, NJ07514(973) 545-7678
My City Personal Loans475 9th Ave, Paterson, NJ07514(862) 701-4619
PayDayLoanEaZy330 Ellison St07501(832) 699-2625
United Check Cashing135 Crooks Ave, Ste B07503(973) 278-0411
Chase148 Market St07505(973) 881-1490
Tom Comerci MD250 Broadway07501(732) 228-7210
Super Super Check162 W Broadway07522(973) 956-9333
McBride Check Cashing437 Mcbride Ave07501(973) 881-8466
Garden Check Cashing Inc222 Broadway07501(973) 523-6168
18th Street Check Cashing122 E 18th St07524(973) 684-8100
17 W Broadway Trading Corporation17 W Broadway07505(973) 278-4779
Blake Corp Dba United Check Cashing430 Madison Ave07524(973) 278-3443
Garden State Check Cashing38 E 33rd St07514(973) 977-6060
Checks Cashed Etc275 River St07524(973) 345-4950
Riviera Check Cashing99 Market St Ste B07505(973) 977-8899
Leydiatm Service22 Bridge St07501(973) 345-2060
Hunts Point Check Cashing Corp325 21st Ave07501(973) 925-2099
Cash For Kar275A River St07524(862) 257-1445
Ellison Street Check Cashing90 Ellison St07505(973) 523-5835
Wow Browz Threading844 Main St07503(973) 925-7844
Valley National Bank211 Main St07505(800) 522-4100

Use google map to find the nearest credit institution:

New Jersey Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In New Jersey?

- The max short-term payday loan amount for New Jersey residents is $0 (Prohibited!).
- The maximum installment loan amount in New Jersey is $5,000.

What Are The Interest Rates On Payday Loans in New Jersey?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Credit Score Is Never Checked — No Faxing, Online Transmission — Live Digital Approval

Receive immediate cash to spend yesterday in a Paterson, NJ Payday Loan Cash Advance

No embarrassing telephone calls, all you do is transmit the information today from your computer, and lastly enjoy a loan you lack instantly.

Doing activities over the web delivers cheap expenses that finally guarantees the #1 results to consumers.

Acquiring authorization is really comfortable and not tough. It’s fine if your credit history isn’t the best, because funding will not be postponed from it.

Within 1 day immediate money issued at the account.

Are you dealing with difficulties on financial issues which desire easy cash now in just 24hrs? We carry most of the cash advances payday loans in Paterson NJ and help you through approving minimum rates and cheap fees. The purpose of these lending shops is intended to provide the assistance ordered to pay for your critical and required expenses to avert financial instability. Our internet page is the most reputable outlet to grab a no fax payday advance in Paterson New Jersey because we respect and value your business, certify your credentials rapidly and unerringly, and deliver the money to your bank account much quicker than any other company can. If you need funds fast we’ll digitally transmit a Paterson, NJ cash advance payday loan within 1 hour commonly. It’s easy and fast to get money and we don’t look through your FICO score so it is the instant to apply.

Does life feel terrible on you along with your family? It’s our hope to help you steady your difficulties We’re the popular place on the internet to apply to access a fast and dependable, no fax needed bad credit payday loan in Paterson New Jersey. Applying with the digital form isn’t very hard and provides the most convenient conversion and plus you may have the flexibility to fill in the loan application forms through any place 24/7. Usually, if you can submit our loan application between 9 AM-5 PM you could possibly receive the deposit in as fast as twenty four hours or by the next morning at the latest. We would not look through credit ratings for sending in our loan inquiry; Paterson payday loans bad credit are based upon having some type of cash. So don’t wait forever to handle all those fiscal IOUs. Sign up on this internet site this minute so you may get your Paterson NJ payday loan in one hour (or up 24 hrs).

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