NEWARK, NJ | Quick Offline & Online Payday Loans

Quick Payday Loan Lenders near Newark, NJ

You can apply for an urgent loan online or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Newark, New Jersey, USA with no fax

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Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 minutes)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!

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Served areas:

• Postal / zip codes: 07101 , 07102 , 07103 , 07104 , 07105 , 07106 , 07107 , 07108 , 07112 , 07114 , 07175 , 07184 , 07188 , 07189 , 07191 , 07192 , 07193 , 07195 , 07198 , 07199
• Area code(s): 201 , 551 , 732 , 862 , 908 , 973

(!) 256-bit SSL secured online form (your data is protected).

New Jersey Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In New Jersey?

- The max short-term payday loan amount for New Jersey residents is $0 (Prohibited!).
- The maximum installment loan amount in New Jersey is $5,000.

What Are The Interest Rates On Payday Loans in New Jersey?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

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Direct payday loan companies near you (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us – [email protected] )

Company name	Address	Zip code	Phone number
Newark Payday Loan Services	14 William St	07102	(862) 234-2671
Chase	1039 S Orange Ave	07106	(973) 372-1221
Santander Bank	7 Wheeler Point Road	07105	(973) 465-4723
Santander Bank	290 Ferry Street	07105	(973) 491-9565
Santander Bank	466 Bloomfield Avenue	07107	(973) 485-6363
Friendly Check Cashing Corporation	259 Broad St	07104	(973) 484-5959
Wilson Check Cashing	56 Stockton St, Ste 78	07105	(973) 274-1113
Wilson Check Cashing	48 Pacific St	07105	(973) 344-7400
Ecuaenvios	352 Bloomfield Ave	07107	(862) 234-2020
Town Check Cashing	186 W Market St, Ste 7	07103	(973) 648-0891
P & R Check Cashing Corp	661 Springfield Ave	07103	(973) 371-5159
Express Check Cashing	696 Mount Prospect Ave	07104	(973) 732-2938
Town Check Cashing	186 Market St	07102	(973) 230-8378
Express Check Cashing	415 Clinton Ave	07108	(973) 624-0127
Fast Cash	312 Bloomfield Ave	07107	(973) 482-0812
FFC Check Cashing	437 Orange St	07107	(973) 482-5656
Friendly Check Cashing	870 Broadway	07104	(973) 482-0022
Newark Check Cashing LLC	215 N HERMITAGE AVE	07104	(609) 393-9300
Wilson Check Cashing	84 Magazine St	07105	(973) 274-0123
Check In Cash Out	276 Park Ave	07107	(973) 350-4413
Developers Network Inc	443 Bloomfield Ave	07107	(973) 484-8555
Garden State Check Cashing	185 Market St	07102	(973) 642-2256
Express Check Cashing	519 Ferry St, Ste A	07105	(973) 465-0080
D & S Check Cashing	618 15th Ave	07103	(973) 399-0195
Express Check Cashing Inc	1138 Broad St, Ste 1	07114	(973) 623-8797
Harris Check Cashing	519 Broadway	07104	(973) 484-2900
986 Broadway Trading Inc	986 S Orange Ave	07106	(973) 372-8295
Springfield Check Cashing	348 Springfield Ave, Ste A	07103	(973) 424-1255
Checks R Us	437 Orange St	07107	(973) 482-5656
Newark Check Cashing LLC	919 Franklin Ave	07107	(973) 497-7104
Express Check Cashing	323 Mount Prospect Ave	07104	(973) 350-0732
Express Check Cashing	715 Frelinghuysen Ave	07114	(973) 297-0914
Santander Bank	133 Jackson Street	07105	(973) 589-1431
American Check Cashing	443 Bloomfield Ave	07107	(973) 900-6110
C & F Incorporated	17 Avenue A	07114	(973) 643-3943
Garden State Check Cashing Services	350 W Market St	07107	(973) 622-3656
Garden State Check Cashing	125 Avon Ave, Ste 3	07108	(973) 624-9414
Santander Bank	133 Jackson Street, Newark, NJ	07105	(973) 589-1431
JP Morgan Chase & Co	1037 Raymond Blvd	07102	(973) 412-1569
D & S Check Cashing	618 15th Ave	07103	(862) 800-5632
Bank of America	526 Bloomfield Ave	07107	(800) 432-1000
Independence Community Bank	290 Ferry St	07105	(973) 491-9565
Independence Community Bank	745 Broad St	07102	(973) 622-1254
Sovereign Bank	133 Jackson St	07105	(973) 589-0216

Use google map to find the nearest credit institution:

Credit Not Inquired – No Current Documents Faxing – Receive Cash Fast

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