JERSEY CITY, NJ | Quick Offline & Online Payday Loans

payday loans jersey city new jersey

Quick Payday Loan Lenders near Jersey City, NJ

You can apply for an urgent loan online or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Jersey City, New Jersey, USA with no fax


Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 minutes)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 07097 , 07302 , 07303 , 07304 , 07305 , 07306 , 07307 , 07308 , 07310 , 07311 , 07395 , 07399
  • Area code(s): 201 , 551 , 862 , 908 , 973

(!) 256-bit SSL secured online form (your data is protected).

New Jersey Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In New Jersey?

- The max short-term payday loan amount for New Jersey residents is $0 (Prohibited!).
- The maximum installment loan amount in New Jersey is $5,000.

What Are The Interest Rates On Payday Loans in New Jersey?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Direct payday loan companies near you (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us – [email protected] )

Company nameAddressZip codePhone number
Baileys Inc.497 W Side Ave7304(201) 451-4149
Chase Bank570 Washington Blvd7310(201) 595-5850
JPM Chase545 Washington Blvd7310(201) 222-6904
JP Morgan Chase50 Christopher Columbus Dr7302(201) 332-3107
Jpmorgan Chase & Co545 Washington Blvd7310(201) 222-6904
JPM Chase2 Journal Square Plz7306(201) 963-3019
Santander Bank214 Newark Avenue7302(201) 795-7752
Santander Bank9 Path Plaza7306(201) 795-7779
Santander Bank475 Washington Boulevard7310(201) 418-7920
Santander Bank241 Central Avenue7307(201) 795-7742
Cast Capital Funding26 Journal Sq7306(201) 515-5563
Ultra TRUCK Stop400 Sip Ave7306(201) 333-0010
JCNB LLC199 Warren St7302(201) 434-1976
P & S Check Cashing Inc523 Bergen Ave7304(201) 984-0320
Rcd Check Cashing & Financial Services222 Duncan Ave # 2247306(201) 434-3200
JCNB LLC500 Jersey Ave7302(201) 434-1980
E Z Check Cashing & Fncl Svc682 State Rt 4407304(201) 332-5881
Sika Money Transfer2828 John F Kennedy Blvd, Ste 37306(201) 360-3404
Peralta Ramses755 Bergen Ave7306(201) 451-0798
Fast Cash Inc563 Ocean Ave7305(201) 451-4329
Fast Cash195 Monticello Ave7304(201) 333-4128
Luna Multi Services159 Monticello Ave7304(201) 451-9639
Checks Cashed358 Grove St, Ste 27302(201) 432-6549
C F S C Check Cashing Place80 Journal Sq7306(201) 420-8172
City Check Cashing220 Broadway7306(201) 435-7100
Nams Check Cashing Inc555 Tonnele Ave7307(201) 792-2201
Quick Check Cashing LLC230 14th Street7310(973) 665-2323
Montgomery Check Cashing Corp755 Bergen Ave7306(201) 333-6223
Berardi Check Cashing Service376 Summit Ave7306(201) 795-3396
Sphinx Trading Co Inc2828 John F Kennedy Blvd, Ste B7306(201) 659-7555
Sphinx Trading Co245 Central Ave7307(201) 659-9000
Checks Cashed Etc LLC503 Newark Ave7306(201) 216-9111
J P Morgan Chase10 Exchange Pl7302(201) 938-1790
Montgomery Check Cashing Corp7 Journal Sq7306(201) 792-0666
Fulton Check Cashing161 Martin Luther King Jr Dr7305(201) 434-5567
State-Nj Civil & Special Civil595 Newark Ave7306(201) 795-6050
Sovereign Bank241 Central Ave7307(201) 795-7742
Hsbc Bank545 Washington Blvd, Ste 107310(201) 217-3130

Use google map to find the nearest credit institution:

Troubled Credit Score is Fine – Zero Fax Delivering – Funded Live

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