Payday Loans Near Me in INDEPENDENCE, MO & Online

payday loans independence missouri

Quick Cash Advance Payday Loan Lenders near Independence, MO

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Independence, Missouri, USA with no fax

Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 64050 , 64051 , 64052 , 64053 , 64054 , 64055 , 64056 , 64057 , 64058
  • Area code(s): 816

(!) 256-bit SSL secured online form (your data is protected).

Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated March 31, 2023

Company nameAddressZip codePhone number
Just Say Cash15805 East 23rd St S64055(816) 254-2288
World Finance1520 East 23rd St S Ste N64055(816) 836-3230
Security Finance10808 East 23rd St S Ste B64052(816) 254-5509
American Payday Loans Inc3609 S Noland Rd64055(816) 833-1644
Quik Cash2221 N M-291 HWY64055(816) 257-5555
Quik Cash16218 E Us Highway 2464056(816) 796-5900
Advance America3517 S. Noland Rd.64055(816) 833-5718
Advance America11205 E US Highway 2464054(816) 252-1410
Cash Country123 E Us Highway 2464050(816) 454-3044
Cash In A Flash Pay Day Loans522 E 23rd St S, Independence, MO64055(816) 461-5626
Check ‘N Go Store #112813700 E Us Highway 40, Ste B64055(816) 478-5100
Title Cash123 E Us Highway 2464050(816) 254-3888
Title Cash123 E Us Highway 2464050(816) 254-5626
TitleMax Title Loans11313-B US Hwy 4064055(816) 353-1754
Sun Loan Co523 E Us Highway 2464050(816) 461-5827
TitleMax Title Loans16820 East Hub Drive S64055(816) 595-2900
Cash America Pawn11501 E Us Highway 2464054(816) 836-9994
Loan ‘N Go13101 E Us Highway 4064055(816) 356-1500
LendNation16218 E Us Highway 2464056(816) 796-5900
David’s Neighborhood Shop3302 S Blue Ridge Cut Off64055(816) 833-5551
Commerce Bank2915 S Noland Rd64055(816) 234-2000
America’s Loan-N-Go13101 E Us Highway 4064055(816) 246-1550
Lendnation12008 E Us Highway 4064055(816) 737-1818
Lendnation2221 S State Route 29164057(816) 257-5555
Quik Cash12008 E Us Highway 4064055(816) 737-1818
Speedy Cash11221 E 23rd St S64052(816) 833-1200
Cash America Pawn1417 S Noland Rd64055(816) 833-8300
Fast Stop13961 E 35th St S64055(816) 461-7659
Check N Go13700 E 40 Highway STE B64055(913) 276-4405
Onemain Financial4201 S Noland Rd, Ste T64055(816) 350-3245
Supreme Lending4220 S Hocker Dr, Ste 20064055(816) 373-3232
Citifinancial14330 E 42nd St S, Ste H64055(816) 478-8929
Noble Finance2900 S State Route 291, Ste A64057(816) 765-1991
King Of Kash18675 E 39th St S, Ste B64057(816) 448-7600
Metcalf Bank10810 E 23rd St S64052(816) 224-7280

Use google map to find the nearest credit institution:

Missouri Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In Missouri?

- The max short-term payday loan amount for Missouri residents is $500.
- The maximum installment loan amount in Missouri is $5,000.

What Are The Interest Rates On Payday Loans in Missouri?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Weak Credit Rating OK — No Faxes, Internet Transmission — Digitally Supplied

$500 or more cash available in your bank for your Independence, MO Payday Loan Cash Advance
Dodge the troublesome telephone confirmations, only finish the inquiry online, and use a proposition sent promptly.

Lending creditors want to get funds and what’s more contend for the possibility for your particular prospect which issues the choices to customers.

Do not fear if you have terrible credit ratings, for we will not necessitate it. It’s super basic to become qualified with no issues.

An advance received from the account as soon as you are ready.

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