Payday Loans Near Me in SAINT PAUL, MN & Online

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Quick Cash Advance Payday Loan Lenders near Saint Paul, MN

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Saint Paul, Minnesota, USA with no fax

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Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!

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Served areas:

• Postal / zip codes: 55101 , 55102 , 55103 , 55104 , 55105 , 55106 , 55107 , 55108 , 55109 , 55110 , 55111 , 55112 , 55113 , 55114 , 55115 , 55116 , 55117 , 55118 , 55119 , 55120 , 55121 , 55122 , 55123 , 55124 , 55125 , 55126 , 55127 , 55128 , 55129 , 55130 , 55131 , 55133 , 55144 , 55145 , 55146 , 55150 , 55155 , 55164 , 55165 , 55170 , 55175
• Area code(s): 612 , 651 , 952

(!) 256-bit SSL secured online form (your data is protected).

Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated March 31, 2023

Company name	Address	Zip code	Phone number
Ranger Cash Advance	1167 Kennard St N, St Paul, MN	55106	(651) 427-1217
ACE Cash Express	668 7th St W	55102	(651) 291-5246
ACE Cash Express	1532 University Ave, Ste 100	55104	(651) 645-3965
Un Bank Co	1098 University Ave W	55104	(612) 843-5266
Express Payday Loans	785 7th St E, Saint Paul, MN	55106	(651) 771-6160
The Unbank Company	467 Saint Peter St	55102	(612) 843-5203
Chase	663 University Ave W	55104	(651) 290-8100
ACE Cash Express	1532 University Ave W	55104	(651) 583-5960
Un Bank Co	1612 White Bear Ave N	55106	(612) 843-5150
Money Express Check Cashing	785 E 17th St	55107	(612) 243-8368
Un Bank Co	469 Saint Peter St	55102	(612) 843-5150
Community Financial Services	259 University Ave W, Ste C	55103	(651) 291-1666
Excel Pawn	1700 Rice St, Ste E	55113	(651) 488-0008
ACE Cash Express	668 7th St W	55102	(612) 504-9167
King Kong Cash	1061 Geneva Ave N	55128	(651) 714-5626
Payday America	1715 Rice St	55113	(651) 312-5918
Unbank Co	1700 Rice St	55113	(612) 843-5150
Moneyxchange	1318 Robert St S	55118	(651) 450-6580
Unbank Company	469 St Peter St	55102	(612) 843-5333
TCF Bank	2989 White Bear Ave N	55109	(612) 823-2265
Eagle Valley Bank	14800 Galaxie Ave, Ste 100	55124	(952) 431-3232
Mortgage Works	4710 White Bear Pkwy, Ste 101	55110	(651) 433-4774
Burnet Home Loans	1875 Plaza Dr, Ste 205	55122	(651) 683-8273
TCF Bank	444 Cedar St, Ste 220	55101	(612) 823-2265
Jeans Funding	220 Robert St S	55107	(612) 444-0415
Sterling Preservation Fund	455 Goodhue St	55102	(651) 330-4379
Northstar The Funding Ii LLC	444 Cedar St	55101	(651) 726-0115
Green Tree Insurance Agency	345 Saint Peter St	55102	(651) 293-3400
Finance & Commerce	332 Minnesota St, Ste E1432	55101	(651) 222-0059
Western Bank	663 University Ave W	55104	(651) 413-2251
TCF Bank	1160 County Road E W, Ste A	55112	(612) 823-2265
Boundary Waters Bank	2230 Eagle Creek Ln, Ste A	55129	(651) 436-3220
Sunrise Banks Na	200 University Ave W	55103	(651) 265-5600
Mid Country Bank	1001 Labore Industrial Ct, Ste E	55110	(651) 766-7000
Unity One Credit Union	380 Jackson St, Ste 279	55101	(651) 222-0904
Associated Bank	1270 Yankee Doodle Rd	55121	(651) 306-1601
Platinum Bank	7667 10th St N	55128	(651) 332-5200
Associated Bank	1835 Radio Dr	55125	(651) 735-5000
Capital Bank	1020 Rice St	55117	(651) 488-2516
Us Loan Modification Solutions	8300 Tamarack Vlg	55125	(651) 501-1736
Western Bank	663 University Ave W	55104	(651) 290-8100

Use google map to find the nearest credit institution:

Minnesota Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In Minnesota?

- The max short-term payday loan amount for Minnesota residents is $350.
- The maximum installment loan amount in Minnesota is $5,000.

What Are The Interest Rates On Payday Loans in Minnesota?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

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Credit Score Never Verified — Zero Faxed, Electronic Reception — Instant Application

A $1,500 loan under your control your account through your St Paul, MN Payday Loan Cash Advance

Extra prime form times, access your site to borrow today for money, and finally enjoy an advance you lack in a moment.

Finishing loans through our website passes practical fees that in the end grants the clear finances to the consumer.

Having acceptance is super quick and not time consuming one bit. There is nothing to be afraid of if you have a bad credit rating because it is not desired with payday advance.

Collect your money in the checking account within just an hour.

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