Payday Loans Near Me in LEXINGTON, KY & Online


payday loans lexington kentucky

Quick Cash Advance Payday Loan Lenders near Lexington, KY

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Lexington, Kentucky, USA with no fax


Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 40502 , 40503 , 40504 , 40505 , 40506 , 40507 , 40508 , 40509 , 40510 , 40511 , 40512 , 40513 , 40514 , 40515 , 40516 , 40517 , 40522 , 40523 , 40524 , 40526 , 40533 , 40536 , 40544 , 40546 , 40550 , 40555 , 40574 , 40575 , 40576 , 40577 , 40578 , 40579 , 40580 , 40581 , 40582 , 40583 , 40588 , 40591 , 40598
  • Area code(s): 859

(!) 256-bit SSL secured online form (your data is protected).

Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated March 30, 2023

Company nameAddressZip codePhone number
Mister Money1300 Winchester Rd #15040505(859) 233-4000
Advance America828 Lane Allen Rd, Lexington, KY40504(859) 278-1391
Check For Cash Inc4097 Nichols Park Dr, Ste 11640503(859) 273-5599
Quik Cash462 E New Circle Rd40505(859) 252-3811
Check Advance3154 Richmond Road, Suite 9-B40509(859) 268-8451
Advance America1301 Winchester Rd. Suite 7740505(859) 255-6378
Advance America352 Southland Drive40503(859) 277-2264
Check Advance828 Lane Allen Road, Suite 16040504(859) 278-3000
Check Exchange510 E New Circle Rd40505(859) 225-5481
Check Exchange644 N Broadway40508(859) 252-6868
Check Exchange2417 Nicholasville Rd, Ste 11040503(859) 276-5123
Speedy Cash421 Parkway Dr40504(606) 349-4700
Check ‘N Go Store #15543063 Richmond Rd, Ste C40509(859) 269-2008
Quik Cash3101 Richmond Rd, Ste 31440509(859) 268-0826
Chase4192 Tates Creek Centre Dr40517(859) 233-0073
Jpmorgan Chase & Co201 E Main St, Ste 140507(859) 233-0626
JP Morgan Chase201 E Main St40507(859) 233-0626
JP Morgan Chase1824 Alysheba Way40509(859) 543-1346
JP Morgan Chase & Co1121 Nandino Blvd40511(859) 231-2598
Check Exchange2901 Richmond Rd, Ste 12040509(859) 335-0820
Check Into Cash1801 Alexandria Drive, Ste 18840504(859) 277-9828
Cash America Pawn212 E New Circle Rd40505(859) 246-3030
Check Into Cash1555 East New Circle Road, #16640509(859) 266-4048
Cash Express1145 E New Circle Rd40505(859) 246-3094
Cash Advance Centers Of KY1222 Versailles Rd40508(859) 243-0603
Cash Advance Centers of KY1328 Versailles Rd40504(859) 243-0603
Check Holders Inc501 E New Circle Rd40505(859) 299-3759
Etax2417 Nicholasville Rd40503(859) 276-6178
Cash Express1989 Harrodsburg Rd40503(859) 277-0485
Cash U510 W High St40508(859) 255-4351
Cash Express Main406 S Broadway40508(859) 225-2970
Lease Zone2901 Richmond Rd, Ste 12040509(859) 268-2121
Advance America Cash Advance1600 Leestown Rd40511(859) 455-8151
Cash Advance4097 Nichols Park Dr40503(859) 272-1438
Check ‘N Go Store #1553393 Waller Ave40504(859) 225-9393
Cash Tyme470 E New Circle Rd40505(859) 254-8004
Check Into Cash524 W New Circle Rd, Ste 17040511(859) 455-8331
Check N Go393 Waller Ave.40504(859) 309-5270
Check N Go3063 Richmond Rd. STE C40509(859) 787-0011
Onemain Financial126 Towne Center Dr40511(859) 246-1453
Household Finance171 W Lowry Ln, Ste 17240503(859) 276-5595
Onemain Financial2358 Nicholasville Rd, Ste 15040503(859) 260-8830
Regency Finance Company1260 Winchester Rd40505(859) 244-7448
QC Holdings462 E New Circle Rd40505(859) 252-3811
Farm Credit1201 Providence Ln40502(859) 226-2928
Onemain Financial565 E New Circle Rd40505(859) 293-0504
Rent-A-Center3220 Nicholasville Rd40503(859) 271-7005
QC Holdings3101 Richmond Rd40509(859) 268-0826
Heights Finance Corp235 Southland Dr40503(859) 276-2345
Mid West Capitol2109 Palomar Trace Dr40513(859) 296-2437
Onemain Financial115 N Locust Hill Dr, Ste 11340509(859) 269-5631
First Security Bank of Lexington318 East Main Street40507(859) 367-3700
Primelending880 Corporate Dr, Ste 10040503(859) 223-2200
University of Kentucky Federal CU689 Wilson Downing Road40517(859) 264-4240
University of Kentucky Federal CU1080 Export Street40504(859) 264-4200
Old National Bank249 E Main St, Ste 10140507(859) 825-6072
Personal Finance Co1350 Eastland Dr, Ste 540505(859) 255-5626
University of Kentucky Federal CU370 Meijer Way40503(859) 264-4220
University of Kentucky Federal CU220 Avenue of Champions40508(859) 264-4250
University of Kentucky Federal CU940 Midnight Pass40513(859) 264-4230
BB&T1780 Nicholasville Rd, Ste 10240503(859) 276-2557
First Federal Bank2452 Sir Barton Way, Ste 10040509(859) 253-2605
University Of Ky Federal CU2557 Sir Barton Way40509(859) 264-4200

Use google map to find the nearest credit institution:

Kentucky Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In Kentucky?

- The max short-term payday loan amount for Kentucky residents is $500.
- The maximum installment loan amount in Kentucky is $5,000.

What Are The Interest Rates On Payday Loans in Kentucky?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Low Credit History is Fine — No Faxing Necessary, Paperless — Sign Up Any Time

Acquire immediate money at your disposal automatically in a Lexington, KY Payday Loan Cash Advance

Quite swift form, employ the internet to ask any time for money, and lastly have a response presented immediately.

Creditors are devised to provide funds and also go after the service for your private application that therefore carries the clear loans to you.

It’s fine if your credit history is inadequate, because credit is not noticeable for our business. Attaining acceptance is easy and not cruel.

Reach quick money at the bank account in 24hrs.

Do you need aid with cash struggles? Are you low on money? There’s a good possibility we may be able to assist with complete online payday loans in Lexington KY on your later paystub. To say even more, we try our best to work fast and deliver the money directly into your checking account within as short as 1 hr & 24hrs often times on Sunday even! When you do sign up for a Lexington Kentucky payday loan in 1 hour lenders usually compare if you get federal benefits including disability not based upon your personal credit ranks. If we can see that you are receiving some sort of regular, steady government benefits then you could be validated to access cash advance online loans Lexington, KY. Only our personal loan lending companies deal without a doubt the most attractive charges and the largest reliable service across the whole industry! Don’t postpone any longer!

Are you searching for a 1-24 hour cash advance to help out with financial emergencies? Have lousy FICO ranks restrained your chances of trying to collect that 24hr cash loan which you desperately want to utilize? At our loans lending business, Lexington Kentucky cash advance payday loans transfers are accepted upon holding a job or receipts that you are receiving pay checks. We have always been the premiere fast loan Lexington application in the net, and our online lending form is the least painful process through the internet. You can not let a difficult fiscal situation to shape matters bad when you could receive a fast cash in Lexington KY. We invite you to go right here right now to learn the scoop touching on faxless payday loans conveniences.

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