Instant Payday Loans Near Me in Chicago, IL — Apply Online Today

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Fast Cash Payday Loans Near Chicago, IL — Quick Approval!

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!

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Use google map to find the nearest credit institution:

Local Payday Loan & Cash Advance Lenders Near Me (Find Locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated July 16, 2024

Company name	Address	Zip code	Phone number
SAIL Loans	149 N Western Ave, Chicago, IL	60612	(312) 526-3191
All American Payday Loans Chicago	433 W Harrison St Fl #7263	60680	(224) 858-2029
USA Pay Day Loan	4124 N Milwaukee Ave	60641	(773) 427-1981
USA Pay Day Loan	8127 S Cicero Ave	60652	(773) 767-4751
USA Payday Loans	3243 N Harlem Ave	60634	(773) 481-9053
Payday Loan	11855 S Ashland Ave	60643	(773) 928-5031
Cash Net Usa	200 W Jackson Blvd, Fl14	60606	(312) 568-4200
National Quik Cash	3168 S Ashland Ave	60608	(773) 247-7300
Payday Loans	172 W Madison St	60602	(312) 782-8419
Uptown Cash	8641 S Cottage Grove Ave	60619	(773) 231-9419
Check ‘N Go Store #1320	3125 S Ashland Ave, Ste 206	60608	(773) 843-9200
National Quik Cash	4820 W Irving Park Rd	60641	(773) 205-1200
National Quik Cash	8202 S Stony Island Ave	60617	(773) 978-9900
Pls Loan Store	1617 N Cicero Ave, Ste B	60639	(773) 345-5848
Payday Loans Chicago	30 E Adams St	60603	(312) 252-1822
Pls Check Cashing	7201 N California Ave	60645	(773) 761-2899
America’s Financial Choice	10302 S Halsted St	60628	(773) 881-8400
Devon Financial Service	2754 W 63rd St	60629	(773) 432-0070
Devon Financial Service	6414 N Western Ave	60645	(773) 381-2500
1st Loans Financial	4853 N Broadway St, Ste A	60640	(773) 271-3595
Cash Today Financial	676 N Dearborn St	60654	(773) 377-5837
Check ‘N Go Store #806	2307 W Lawrence Ave, Unit A	60625	(773) 271-0303
Check ‘N Go Store #810	3329 W North Ave	60647	(773) 486-4200
Check ‘N Go Store #848	238 E 103rd St	60628	(773) 568-0900
Cash America Pawn	2337A W Cermak Rd	60608	(773) 847-9178
Check ‘N Go Store #816	6311 S Western Ave, Ste B	60636	(773) 476-6646
Check ‘N Go Store #1302	5638 W Fullerton Ave	60639	(773) 237-7557
Check ‘N Go Store #839	8357 S Cottage Grove Ave	60619	(773) 994-6300
Taxnet Financial	401 N Michigan Ave, Ste 1200	60611	(312) 698-3651
Cash America Pawn	3600 W 26th St, Ste 1B	60623	(773) 257-0987
1st Loans Financial	1916 E 95th St	60617	(773) 731-7170
Check ‘N Go Store #1308	800 N Kedzie Ave, Ste 225	60651	(773) 533-8300
1st Loans Financial	1113 W Chicago Ave	60642	(312) 850-9999
District Financial Services	111 W Jackson Blvd	60604	(312) 341-0264
Get Cash Usa	5205 W Fullerton Ave	60639	(773) 385-9737
BetaFrontier	858 N Franklin St, Apt 603	60610	(888) 693-7782
RJO Futures	222 S Riverside Plz	60606	(800) 441-1616
Stanton Chase International	181 W Madison St	60602	(312) 863-6165
Wachovia Capital Finance	150 S Wacker Dr	60606	(312) 332-0436
J P Morgan Chase	902 N State St	60610	(312) 777-1785
J P Morgan Chase	935 W Armitage Ave	60614	(773) 327-1173
J P Morgan Chase	350 E Cermak Rd	60616	(312) 326-3104
Wells Fargo Bankn8405	10 S Wacker Dr	60606	(312) 775-0116
Thrivent Financial — Brian Twohig	805 N Milwaukee Ave, # 300A	60642	(773) 715-2069
J P Morgan Chase	1225 S Ashland Ave	60608	(312) 733-8070
Chase	55 E Adams St	60603	(815) 344-4377
JP Morgan Chase	858 N Clark St	60610	(312) 649-3585
Chase Home Loans	5813 N Milwaukee Ave	60646	(773) 594-7594
J P Morgan Chase	300 S Riverside Plz	60606	(312) 798-7252
Chase Bank	353 W 83rd St	60620	(773) 994-2490
Chase Home Finance	1313 S Michigan Ave, Ste 604	60605	(312) 345-8003
J P Morgan Chase	353 W 83rd St	60620	(773) 723-7977
J P Morgan Chase	401 N Clark St	60654	(312) 836-0093
Type A Personal Assistants	5555 S Everett Ave	60637	(773) 643-4214
Chase	3229223423RD	60607	(312) 714-2502
AmeriBank	300 N La Salle Dr	60654	(888) 583-5333
J P Morgan Chase	902 N State St	60610	(312) 649-9894
J P Morgan Chase	755 N Larrabee St	60654	(312) 527-5456
Chase	7600 S Pulaski Rd, Ste 1S	60652	(773) 582-6917
Jpmorgan Chase	4730 W 79th St	60652	(773) 585-7700
J P Morgan Chase	6155 N Western Ave	60659	(773) 274-4717
Jpmorgan Chase	150 N Michigan Ave	60601	(312) 726-4353
PLS Loan Store	9920 S Western Ave	60643	(773) 881-3300
Cash America Pawn	3123 N Ashland Ave	60657	(773) 871-6633
America’s Financial Choice	4016 N Cicero Ave	60641	(773) 545-2700
Check Into Cash	6816 West North Avenue	60707	(773) 237-4121
Check Into Cash	3023 N Pulaski Road	60641	(773) 286-6030
America’s Financial Choice	3555 W Irving Park Rd	60618	(773) 866-1400
Cash America Pawn	1441 N Milwaukee Ave	60622	(773) 772-2400
PLS Loan Store	Obama Dr Bishop	60620	(773) 396-7310
America’s Financial Choice	570 W Roosevelt Rd	60607	(312) 461-9999
PLS Loan Store	5152 W Division St	60651	(773) 626-5246
Check n Go	3125 S Ashland Ave., Ste 206	60608	(773) 843-9200
Clark Pawners & Jewelers	2626 N Clark St	60614	(773) 528-7900
First American Cash Advance	10503 S Western Ave	60643	(773) 233-7200
Cash America Pawn	4812 S Kedzie Ave	60632	(773) 523-2895
PLS Loan Store	2132 E 71st St	60649	(773) 493-3000
Cash America Pawn	2437 N Milwaukee Ave	60647	(773) 598-1001
Cash America Pawn	1334 N Pulaski Rd	60651	(773) 360-5160
PLS Loan Store	1215 E 87th St	60619	(773) 768-8000
Devon Financial Services	22 E Adams St	60603	(312) 256-8595
Illinois Lending Corporation	724 W Washington Blvd	60661	(312) 832-1800
Broadway Financial Services	3755 N Halsted St	60613	(773) 537-2300
Cash America Pawn	4835 S Ashland Ave	60609	(773) 257-7668
Broadway Financial Services	3222 W 87th St	60652	(773) 925-2575
Devon Financial Services	9455 S Ashland Ave	60620	(773) 238-8010
Illinois Title Loans	7013 S Stony Island Ave	60649	(773) 241-5394
Check Into Cash	5851 So Kedzie	60629	(773) 737-1562
Check Into Cash	8547 S Cicero Ave	60652	(773) 582-0971
Cash America Pawn	1909 W Howard St	60626	(773) 274-7296
Cash America Pawn	6337 S Kedzie Ave, # 39	60629	(773) 436-0960
2 Minute Payday	40 E Chicago Ave	60611	(312) 884-7527
Currency Exchange International	250 W 75th St	60621	(773) 224-4600
Pls Check Cashing	4835 N Milwaukee Ave	60630	(773) 777-9977
J And P Casa De Cambio	1700 W 47th St	60609	(773) 376-0332
Paychex Inc	230 W Monroe St, Ste 1020	60606	(312) 750-0918
Cash For Gift Cards	5247 W Madison St.	60644	(773) 417-3836
Advantage Cash Express	110 W Illinois St	60654	(312) 755-0936
PLS Check Cashers	39TH & Dan Ryan	60653	(773) 548-7111
Rovas Money Service	1860 S Blue Island Ave	60608	(312) 526-3103
Currency Exchange International	759 N Cicero Ave	60644	(773) 261-6849
Auto Title Loan	11855 S Ashland Ave	60643	(773) 928-5031
Pls Check Cashing	4004 W 26th St	60623	(773) 522-2525
Pls Check Cashing	4400 W Armitage Ave	60639	(773) 342-0995
PLS Check Cashing	5200 W North Ave	60639	(773) 237-1306
Toddy Products	224 N Desplaines St, Ste 301	60661	(312) 416-5070
Pls Check Cashing	7000 N Clark St	60626	(773) 764-8600
Checkexpress	2802 N Western Ave	60618	(773) 384-3211
Cermak-Wabash Currancy Exchange	2109 S Wabash Ave, Ste D	60616	(312) 842-4910
Easy Cash Solutions	6722 S Western Ave	60636	(773) 778-7125
Tipico Chicken	4419 W Fullerton Ave	60639	(773) 904-8529
Fifth Third Bank	3250 W 87th St	60652	(773) 471-3050
Loop II Currency Exchange	100 W Randolph St, #113	60601	(312) 236-4811
Pls Financial Service	1985 W Cermak Rd	60608	(773) 254-5400
Pls Check Cashing	3601 N Western Ave	60618	(773) 528-8105
Pls Check Cashing	1617 N Cicero Ave, Ste A	60639	(773) 276-6688
Ez Pawn	5019 S Ashland Ave	60609	(773) 247-4220
J&P Casa De Cambio	3645 E 106th St	60617	(773) 768-3137
Pls Check Cashing	4400 W Diversey Ave	60639	(773) 489-1552
Fifth Third Bank	680 N Lake Shore Dr, Ste 111	60611	(312) 337-3709
Cash Advance	11855 S Ashland Ave	60643	(773) 928-5031
Cash Saver Worldwide	2344 W Touhy Ave	60645	(312) 451-8917
Get Cash For Gold	1957 E 79th St	60649	(773) 221-4600
Advantage Cash Express	3145 N Sheffield Ave	60657	(773) 296-1658
Thillens	4242 N Elston Ave	60618	(773) 539-4444
Check Changers	3619 W Irving Park Rd	60618	(773) 463-2470
Forty Seven Money Mart	1834 W 47th St	60609	(773) 523-2215
Check Cashing	11855 S Ashland Ave	60643	(773) 928-5031
Ameri -Envios	5125 S Kedzie Ave	60632	(773) 471-1479
Devon Clark Currency Exchange	6301 N Clark St	60660	(773) 743-6630
Checkexpress	1804 S Ashland Ave	60608	(312) 829-6091
Payday Loan	8701 S Cottage Grove Ave	60619	(773) 962-0766
PLS Loan Store	154 N Wabash Ave	60601	(312) 377-2930
PLS Check Cashing	570 W Roosevelt Rd	60607	(312) 360-0904
1st Loans Financial	1238 N Ashland Ave	60622	(773) 235-5500
1st Loans Financial	4705 N Pulaski Rd	60630	(773) 279-1880
Pls Loan Store	7001A N Clark St, Ste A	60626	(773) 274-3884
Pls Loan Store	337 S Franklin St	60606	(312) 322-0002
Speedy Cash	11855 S Ashland Ave	60643	(773) 928-5022
Chase	501 N Milwaukee Ave	60642	(312) 829-7350
J P Morgan Chase	4645 W Diversey Ave	60639	(773) 342-8545
Chase	1 N Halsted St	60661	(312) 258-1628
PLS Loan Store	4838 S Cicero Ave	60638	(773) 582-0800
Cash Advance Imea	537 S Dearborn St	60605	(312) 278-3829
Money Max LLC	2355 W Cermak Rd	60608	(773) 823-1508
PLS Loan Store	801 1/2 N Pulaski Rd	60651	(773) 486-5400
Pls Check Cashing	2400 W 47th St	60632	(773) 346-1100
Pls Check Cashing	4134 S Archer Ave	60632	(773) 523-4466
Speedy Cash	4800 W Addison St	60641	(773) 283-4623
Lucky 7 Cash And Mobile Services	6009 S Pulaski Rd	60629	(773) 424-0495
Madison Racine Currency Exch	1152 W Madison St	60607	(312) 666-0529
Pls Financial Service	570 W Roosevelt Rd	60607	(312) 360-1053
Car Cash	140 W Madison St	60602	(312) 675-4074
Cash For Gold	1313 E 87th St	60619	(773) 437-5883
Swing Into Action	1815 W Wilson Ave	60640	(312) 878-7545
Cash Advance	4648 S Cicero Ave	60638	(773) 284-5758
Cashnetusa	2812 W Seipp St	60652	(866) 531-8916
Check ‘N Go Store #1319	5160 S Pulaski Rd, Ste 111	60632	(773) 838-8900
Check ‘N Go Store #2023	2003 W 79th St	60620	(773) 224-6000
Cash America Pawn	4558 S Cicero Ave	60638	(773) 340-4332
Illinois Title Loans	5201 W North Ave	60639	(773) 836-0121
Title Loans Of America	10258 S Halsted St	60628	(773) 239-2906
Illinois Title Loans	6555 S Cicero Ave	60638	(773) 838-0902
First American Cash Advance	10503 S Western Ave	60643	(773) 233-7200
First Cash Advance	1113 W Chicago Ave	60642	(312) 850-9999
Instant Cash Advance	100 W Randolph St	60601	(630) 960-9999
First American Cash Advance	10503 S Western Ave	60643	(708) 251-4398
Check N Go	3329 W North Ave.	60647	(630) 373-5179
Check N Go	2307 W Lawrence Ave. Unit A	60625	(708) 713-6007
Check N Go	6311 S Western Ave. STE B	60636	(224) 306-2362
Check N Go	8357 S Cottage Grove Ave.	60619	(224) 801-1006
Check N Go	238 E 103rd St.	60628	(872) 204-3052
Check N Go	3125 S Ashland Ave. STE 206	60608	(630) 243-4060
J P Morgan Chase	6740 N Ridge Blvd	60626	(773) 381-4546
Check N Go	5638 W Fullerton	60639	(630) 243-4033
J P Morgan Chase	10 S Dearborn St	60603	(312) 263-5046
J P Morgan Chase	5352 N Elston Ave	60630	(773) 481-9838
J P Morgan Chase	2317 W Madison St	60612	(312) 226-8343
Check N Go	2003 W 79th St.	60620	(312) 801-4090
Check N Go	800 N Kedzie STE 225	60651	(773) 888-4564
Speedy Cash	1931 N Manheim Rd	60607	(312) 724-5639
A-Z ZENITH CURRENCY EXCHANGE	1938 W NORTH AV	60622	(773) 828-5003
Check Changers Currency Exchange	11915 S Michigan Ave	60628	(773) 818-5733
Oportun	4013 W 26th St	60623	(855) 444-7003
AmeriCash Loans	719 N State St	60654	(312) 951-9777
Oportun	3221 W Lawrence Ave	60625	(855) 444-7003
Oportun	1647 W 47th St	60609	(855) 444-7003
Broadway Loan Company	3756 N Broadway St	60613	(773) 327-1229
Oportun	5205 W Fullerton Ave	60639	(855) 444-7003
AmeriCash Loans	6008 W North Ave	60639	(773) 622-8630
Cash Store	281 E Us Rote 6	60607	(773) 688-8284
First American Cash Advance	10503 S Western Ave	60643	(773) 672-4834
Wells Fargo Capital Finance	10 S Wacker Dr, Ste 2600	60606	(312) 338-5500
Onemain Financial	4750 W Fullerton Ave	60639	(773) 489-4195
Bank of America	2815 N Western Ave	60618	(800) 432-1000
OneMain Financial	10660 S Western Ave	60643	(773) 779-2045
Cashland	4558 S Cicero Ave	60638	(773) 340-4332
Chicago Loan Company	29 E Madison St	60602	(312) 236-2929
Cash Exchange Jewelry & Loan	1236 W Devon Ave	60660	(773) 262-2274
CPS	4316 S Princeton Ave	60609	(773) 535-1696
Springleaf Financial Services	5901 S Archer Ave	60638	(773) 585-3700
OneMain Financial	856 W 35th St	60609	(773) 254-6630
First Midwest Bank	1445 W Chicago Ave	60642	(312) 440-6662
OneMain Financial	4284 S Archer Ave	60632	(773) 847-7966
First Midwest Bank	2525 N Kedzie Blvd	60647	(773) 394-7513
OneMain Financial	7414 N Western Ave	60645	(773) 761-5205
Bloomfield Capital	954 W Washington Blvd, # 205	60607	(312) 386-7990
North Star Advance	1608 S Ashland Ave, Ste 94257	60608	(224) 541-0558
Onemain Financial	6500 W Irving Park Rd, Ste H	60634	(773) 283-4201
OneMain Financial	3641 E 106th St	60617	(773) 375-7400
OneMain Financial	11844 S Western Ave	60643	(773) 445-2800
OneMain Financial	6618 S Pulaski Rd	60629	(773) 581-0250
OneMain Financial	3172 N Lincoln Ave	60657	(773) 549-1211
OneMain Financial	3051 N Pulaski Rd	60641	(773) 777-0275
OneMain Financial	3051 N Central Ave, Ste D	60634	(773) 283-4211
Cps	6010 S Throop St	60636	(773) 535-9180
OneMain Financial	2313 W 95th St	60643	(773) 445-7755
OneMain Financial	3945 W 26th St, Ste 1	60623	(773) 522-3800
First Midwest Bank	2340 N Cicero Ave	60639	(773) 804-6084
CPS	4950 N Avers Ave	60625	(773) 534-5080
First Midwest Bank	3220 W 26th St	60623	(773) 804-3492
Owl Finance Inc	5807 S Woodlawn Ave, # 207	60637	(832) 630-7841
Renovo Financial LLC	222 W Adams st. Suite 1980	60606	(312) 279-7305
Clearing Corporation	227 W Monroe St, Ste 1500	60606	(312) 726-1465
Onemain Financial	4617 S Ashland Ave	60609	(773) 927-9934
Vanderloo Finance Executive	4117 N Laramie Ave	60641	(312) 493-7410
Unitrust Finance Inc	55 E Monroe St, # 3800	60603	(630) 303-7192
Antares Capital LP	500 W Monroe St	60661	(312) 638-4000
Alliance Commercial Capital	161 N Clark St, Ste 4700	60601	(888) 727-9960
First Midwest Bank	7181 W Irving Park Rd	60634	(773) 427-2102
Capital Concepts LLC	300 S Wacker Dr	60606	(312) 692-1983
Chicago Leasing Group	1408 W Diversey Pkwy	60614	(773) 871-7100
AAA Community Finance I	7136 N Clark St	60626	(773) 262-9533
Bridgeview Commercial Funding	4753 N Broadway St, # Ground	60640	(773) 989-5759
Ecn Capital Corporation	150 N Wacker Dr, Ste 2450	60606	(312) 982-8700
Edwards Capital LLC	676 N Michigan Ave	60611	(312) 254-1665
Accion Chicago Inc	1618 W 18th St, # 200	60608	(312) 275-3000
Financial Freedom Senior FNDNG	10540 S Western Ave	60643	(773) 445-8000
Money Mutual	225 W Hubbard St	60654	(312) 923-9853
Dawson Finance & Development	512 W Wrightwood Ave	60614	(312) 286-0248
Anderson Financial Group Inc	827 N Milwaukee Ave	60642	(312) 666-0600
Ghazzel Tobacco	1701 N Pulaski Rd	60639	(773) 360-8542
Richter Financial Inc	1221 N Dearborn St, Apt 809N	60610	(312) 902-4032
Heartland Commercial Funding	211 W Wacker Dr, # 3	60606	(866) 467-1395
LPL — Linsco Private Ledger	6650 N Northwest Hwy, Ste 105	60631	(773) 775-4653
Cosmat Loan Co	3601 W Belmont Ave	60618	(773) 463-6274
Padco Lease Corporation	100 W Monroe St, Ste 706	60603	(312) 263-6096
Tri Sales Co	7401 S Cicero Ave	60629	(773) 838-3400
Dinuovo Corporation	6047 W Irving Park Rd	60634	(773) 202-2800
Online Resources	2835 N Sheffield Ave	60657	(773) 929-7117
Lincoln Finance & Accounting	1350 W Fullerton Ave	60614	(773) 805-5500
Wintrust Bank	100 W North Ave	60610	(312) 664-4320
Continuum Capital Funding	216 W Ohio St, Fl5	60654	(773) 991-5636
Crown Royal Jewelry & Loan	6210 W North Ave	60639	(866) 329-8181
Associated Bank	5200 N Central Ave, Ste B	60630	(773) 792-0440
Mwrd Employees Credit Union	100 E Erie St	60611	(312) 640-1094
Belmont Bank & Trust	8200 W Belmont Ave	60634	(773) 589-9500
South Central Bank Na	525 W Roosevelt Rd	60607	(312) 491-7000
Albank Corp	3400 W Lawrence Ave	60625	(773) 267-7300
Urban Partnership Bank	7054 S Jeffery Blvd	60649	(773) 420-5050
North Community Bank	2000 W Montrose Ave	60618	(773) 687-7110
Sourceone Credit Union	542 S Dearborn St, Ste 410	60605	(312) 922-0495
Turner Acceptance Corp	4454 N Western Ave	60625	(773) 688-4732
Byline Bank	2235 W Cermak Rd	60608	(773) 890-6673
Turner Acceptance Corp	3934 W 24th St Ste C	60623	(872) 810-0098
Gold Coast Bank	1165 N Clark St, Ste 200	60610	(312) 587-3200
North Community Bank	3420 N Clark St	60657	(773) 687-5020
Byline Bank	800 N State St	60610	(312) 640-8430
Byline Bank	2758 W Belmont Ave	60618	(773) 290-5031
North Community Bank	1401 W Belmont Ave	60657	(773) 244-7861
Parkway Bank & Trust Co	4480 W Lawrence Ave	60630	(773) 202-3960
Byline Bank	3639 N Broadway St	60613	(773) 244-7000
Metropolitan Bank	3420 N Clark St	60657	(773) 687-5025
North Community Bank	1561 N Wells St	60610	(312) 274-2390
Hoyne Savings Bank	7001 W Grand Ave	60707	(773) 237-2153
North Community Bank	4701 N Clark St	60640	(773) 564-3480
Byline Bank	2 W Elm St	60610	(312) 981-6700
Byline Bank	1600 W Chicago Ave	60622	(312) 980-4120
The Loan Machine	1909 W 87th St	60620	(773) 445-3870
Metropolitan Bank	3522 W 26th St	60623	(773) 890-6680
Sun Cash	5800 W North Ave	60639	(773) 237-3131
Byline Bank	2000 W Division St	60622	(773) 486-7100
Synergy Partners Credit Union	11615 S Avenue O	60617	(773) 646-3000
Shore Bank	7936 S Cottage Grove Ave	60619	(773) 371-7000
Byline Bank	2000 N Halsted St, Ste 1	60614	(773) 327-1310
South Central Bank	3032 S Halsted St	60608	(312) 949-0952
Pacific Global Bank	2156 S Archer Ave	60616	(312) 225-2220
South Central Bank	160 N Morgan St	60607	(312) 421-7918
South Central Bank	2335 S Wentworth Ave, Ste A	60616	(312) 567-9191
Byline Bank	448 N Wells St	60654	(312) 396-4442
State Bank Of India	19 S La Salle St, Ste 200	60603	(312) 621-1200
Byline Bank	742 W Diversey Pkwy	60614	(773) 244-7874
Access Credit Union	600 W 26th St	60616	(312) 225-2635
United Credit Union	4444 S Pulaski Rd	60632	(773) 376-6000
Metropolitan Bank	4800 W 24th St	60804	(708) 735-0255
Chicago Com Halstead	1800 S Halsted St	60608	(312) 421-0155
Byline Bank	1244 W Grand Ave	60642	(312) 469-1012
Byline Bank	1555 N Damen Ave	60622	(773) 244-7893
International Bank Of Chicago	5069 N Broadway St	60640	(773) 769-2899
Illinois Lending Corporation	724 W Washington Blvd	60661	(312) 832-1800
Sun Cash	5800 W North Ave	60639	(773) 250-6945
Crown Royal Jewelry & Loan	6210 W North Ave	60639	(773) 622-2341
Turner Acceptance Corp	4454 N Western Ave	60625	(773) 290-5199

Illinois Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In Illinois?

- The max short-term payday loan amount for Illinois residents is $1,000.
- The maximum installment loan amount in Illinois is $5,000.

What Are The Interest Rates On Payday Loans in Illinois?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

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