Payday Loans Near Me in AUGUSTA, GA & Online


payday loans augusta georgia

Quick Cash Advance Payday Loan Lenders near Augusta, GA

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Augusta, Georgia, USA with no fax


Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 30901 , 30903 , 30904 , 30905 , 30906 , 30907 , 30909 , 30912 , 30914 , 30916 , 30917 , 30919 , 30999
  • Area code(s): 706 , 762

(!) 256-bit SSL secured online form (your data is protected).

Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated March 28, 2023

Company nameAddressZip codePhone number
World Finance2803 Wrightsboro Rd Ste 20B30909(706) 738-4878
Mariner Finance2907 Washington Rd #70830909(706) 722-6496
ACE Cash Express2625 Deans Bridge Rd30906(706) 790-6092
Check Into Cash592 Bobby Jones Expy30907(423) 479-2400
Insta Loan617 15TH St, Augusta, GA30901(706) 396-0651
TitleMax Title Pawns2625 Deans Bridge Rd, Suite A30906(706) 796-9094
Check Into Cash Title Pawn3009 Peach Orchard Road30906(706) 798-1094
TitleBucks Title Pawns3018 Peach Orchard Road30906(706) 798-0717
TitleMax Title Pawns617 15th Street30901(706) 262-5100
TitleMax Title Pawns3096 Deans Bridge Rd30906(706) 560-9825
TitleMax Title Pawns3348 (3354) Wrightsboro Road30909(706) 396-1595
Georgia Auto Pawn2631 Peach Orchard Rd30906(706) 798-0088
Regions Bank1219 Augusta West Pkwy30909(762) 333-0680
Cash Express1819 Walton Way30904(706) 814-5370
Check Into Cash266 Bobby Jones Expy, Ste 13830907(706) 210-1233
Regions Bank4129 Columbia Rd30907(706) 868-2325
Jv Check Cashing3727 Washington Rd30907(706) 364-4060
Check Exchange325 Wrightsboro Rd30909(706) 737-6669
Speedee Cash2056 Gordon Hwy30909(706) 737-3722
Georgia Auto Pawn3109 Deans Bridge Rd30906(706) 790-1958
Empire Financial Service903 Greene St30901(706) 724-1836
Kinsmith Finance1283 Broad St30901(706) 432-3920
Augusta Cash Advance4127 Columbia Rd, Ste 10330907(706) 860-6550
TitleMax Title Pawns3240 Peach Orchard Rd, Suite 1030906(706) 312-6300
Fred’s Party Center1773 Kissingbower Rd30904(706) 738-5050
Onemain Financial2816 Washington Rd, Ste 10530909(706) 737-4642
World Acceptance Corporation641 Broad St30901(706) 826-7972
Credit Central662 Broad St30901(706) 724-5411
Farmers & Merchants Bank3861 Evans To Locks Rd30907(706) 863-5500
Lendmark Financial Svc270 Bobby Jones Expy, Ste 12230907(706) 651-9835
Onemain Financial2803 Wrightsboro Rd, Ste 2630909(706) 738-8875
Empire Loans903 Greene St30901(706) 550-9076
Community Loans2631 Peach Orchard Rd30906(706) 550-1334
Gateway Diversified Funding2513 Springwood Dr30904(706) 305-1515
Georgia Auto Pawn1752 Gordon Hwy30904(706) 731-0906
Tabb Finance Co Inc138 James Brown Blvd30901(706) 722-8904
Onemain Financial3402 Wrightsboro Rd30909(706) 738-0141
Pioneer Credit Co1235 Walton Way30901(706) 722-6496
World Acceptance1151 Broad St30901(706) 724-6006
Community Loans3109 Deans Bridge Rd30906(706) 826-2287
1st Franklin Financial2825 Washington Road, #M-230909(706) 667-5418
Equity Auto Loans1634 Gordon Hwy, # B30906(706) 790-4331
First-Citizens Bank & Trust Company3602 Walton Way Ext30909(706) 733-0641
Athens First Bank & Trust Co3706 Wheeler Rd30909(706) 447-3018
Insta Loan2525 Peach Orchard Rd30906(706) 396-8182
Security Finance3830 Washington Rd Ste 830907(706) 434-8626
Springleaf Financial Services4007 Columbia Rd30907(706) 868-6477

Use google map to find the nearest credit institution:

Georgia Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In Georgia?

- The max short-term payday loan amount for Georgia residents is $0 (Prohibited!).
- The maximum installment loan amount in Georgia is $5,000.

What Are The Interest Rates On Payday Loans in Georgia?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Sub Par Credit History is OK — No Faxing of Your Info — Completely over the Net

Obtain instant cash sent in your bank by an Augusta, GA Payday Loan Cash Advance

Extra fast information system, reach your internet to sign up for money, and have a wire you call for in an instant.

Providing business online makes cheap bills and consequently supplies the top deal to the consumer.

Getting confirmed is quite clear and not time consuming at any rate. Never fear if you have horrible credit for lenders won’t ever require it.

A quick loan transferred at the bank account right after you submit.

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