Payday Loans Near Me in SALINAS, CA & Online

payday loans salinas california

Quick Cash Advance Payday Loan Lenders near Salinas, CA

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Salinas, California, USA with no fax

Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 93901 , 93902 , 93905 , 93906 , 93907 , 93908 , 93912 , 93915 , 93962
  • Area code(s): 408 , 831

(!) 256-bit SSL secured online form (your data is protected).

Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated March 23, 2023

Company nameAddressZip codePhone number
Apoyo Financiero Salinas1577 N Sanborn Rd93905(831) 269-3087
Morales Services2160 N Main St93906(831) 676-0058
California Check Cashing Store45 S Sanborn Rd, Ste E93905(831) 753-2274
Advance America1948 N. Main Street93906(831) 442-3191
Advance America977 North Main St.93906(831) 771-2783
Fast Auto And Payday Loans, Inc.1039 E Alisal St93905(831) 540-1610
Check ‘N Go Store #22471554 N Sanborn Rd93905(831) 751-7905
Check Into Cash1134 South Main Street93901(831) 757-1029
Check Into Cash1571 N Sanborn Road93905(831) 758-2204
Miranda Envios913 E Alisal St93905(831) 800-7274
Amigo Envios42 Williams Rd93905(831) 998-8419
Union Bank1890 N Main St93906(831) 449-7251
Envios Patodos136 E Alisal St93901(831) 800-7623
Union Bank8071 San Miguel Canyon Rd93907(831) 663-8616
Pilot Travel Center951 Work St93901(831) 775-0380
Advance America636 Williams Road93905(831) 751-6313
Union Bank1001 S Main St93901(831) 754-6814
American Agappraisal924 E Blanco Rd93901(831) 753-1844
Central Coast Federal CU900 S Main St93901(831) 422-2325
OneMain Financial961 N Main St93906(831) 751-3910
Oportun624 Williams Rd93905(855) 314-5921
Oportun640 E Boronda Rd93906(855) 444-7001
TNL Car Title Loans Salinas210 Capitol St #4793901(408) 512-3677
OneMain Financial1678 N Main St93906(831) 443-8607
Bank Of America1418 S Main St, Ste 10193908(831) 755-0225
Pacific Valley Bank422 Main St93901(831) 771-4330
Montana Capital Car Title Loans21 W. Laurel Drive, Suite 4793906(831) 316-1708
Pinnacle Bank1276 S Main St, Ste A93901(831) 422-0400
Union Bank1818 N Main St93906(831) 442-3718

Use google map to find the nearest credit institution:

California Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In California?

- The max short-term payday loan amount for California residents is $300.
- The maximum installment loan amount in California is $5,000.

What Are The Interest Rates On Payday Loans in California?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Sub Par Credit Score Accepted — No Faxing Present Documents — Internet Live Money

Instant cash in your possession in your bank account when taking a Salinas, CA Payday Loan Cash Advance

Straightforward submission processing, acquire the online to ask for money, and lastly use a loan you desire in seconds.

Performing deals over the web promises cheap fees and this guarantees the clear loan to buyers.

Obtaining acceptance is really quick and not difficult. It’s not important if you don’t have the best credit because payday loan lending won’t be benefited from it.

Your advance paid from the checking account in no time.

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