Payday Loans Near Me in EL CAJON, CA & Online

payday loans el cajon california

Quick Cash Advance Payday Loan Lenders near El Cajon, CA

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in El Cajon, California, USA with no fax

Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 92019 , 92020 , 92021 , 92022
  • Area code(s): 619

(!) 256-bit SSL secured online form (your data is protected).

Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated March 20, 2023

Company nameAddressZip codePhone number
Simple Loan Inc.833 Broadway #20092021(619) 937-7115
California Budget Finance375 Broadway92021(619) 440-8009
Advance America934 Broadway92021(619) 401-5343
Advance America534 N. 2nd Street92021(619) 593-8104
Moneytree303 N 2nd St92021(619) 440-8000
Check ‘N Go Store #149336 Broadway92021(619) 593-4123
USA Check Center1090 E Main St92021(619) 401-8737
Check Cashing Place354 N 2nd St92021(619) 442-3978
Check Into Cash1224 Broadway, #10192021(619) 444-1560
ACE Cash Express1175 Avocado Ave92020(619) 537-8000
TitleMax Title Loans1275 Broadway92021(619) 270-5681
Union Bank580 N 2nd St92021(619) 593-5160
Global Check Service762 N 2nd St92021(619) 593-5970
Speedy Cash380 Broadway92021(619) 447-4547
Speedypin480 N Magnolia Ave, Ste 10792020(619) 401-9131
Union Bank12098 Fury Ln, Ste D92019(619) 670-6802
George’s Check Cashing1150 N 2nd St92021(619) 440-6323
ACE Cash Express1551 N Magnolia Ave92020(619) 956-0952
Checkmate1103 Broadway92021(619) 401-1667
Top Dollar1150 N 2D92021(619) 441-1355
El Cajon Checks Cashing Center261 N Magnolia Ave92020(619) 631-0656
Cash Advance380 Broadway92021(619) 447-4547
Axcess Financial Services336 Broadway92021(619) 593-4123
San Diego Cash & Carry1250 N Marshall Ave92020(619) 562-0670
ACE Cash Express1175 Avocado Ave, Ste 10492020(619) 441-9172
Payday Today435 Broadway92021(619) 588-9363
Check N Go1047 E Main St92021(619) 593-4700
Brikho Capital Inc1995 Hidden Mesa Rd92019(619) 434-0010
OneMain Financial2856 Fletcher Pkwy, Ste TC92020(619) 463-2495
Yes Capitol Funding2295 Needham Rd92020(619) 433-4800
TNL Car Title Loans El Cajon560 Broadway #22392021(619) 373-1758
American Finance410 El Cajon Blvd92020(619) 444-5227
Temecula Valley Bank315 N Magnolia Ave92020(619) 590-6152
Auto Pawn Co715 E Main St92020(619) 590-1500
Pacific Western Bank368 Broadway92021(619) 593-3950
Montana Capital Car Title Loans997 Broadway92021(619) 304-0499
Montana Capital Car Title Loans1191 E Main Street #B92021(619) 202-8833
San Diego County Credit Union312 W Main St92020(877) 732-2848
El Cajon Federal Credit Union266 S Magnolia Ave, Ste 10192020(619) 579-0941

Use google map to find the nearest credit institution:

California Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In California?

- The max short-term payday loan amount for California residents is $300.
- The maximum installment loan amount in California is $5,000.

What Are The Interest Rates On Payday Loans in California?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Credit Score Never Examined — No Financial Documents Faxing — Live Internet Funds

Seeking a $500 loan or more instantly? Enroll for your El Cajon, CA Payday Loan Cash Advance
Quite smooth submission system, utilize the online to sign up right now for a loan, and finally use an advance you want fast.

Multiple brokers function to give requests and instantly go after your present application which consequently makes the greatest result to the buyer.

Applications are super convenient to get authorization with no problems. It’s cool if you have a terrible credit history because decision making isn’t obstructed by it. Obtain instant funds at your account with little wait time.

Is life demanding to yourself not to mention friends and family? It’s our job to help take away those stresses We are the most reliable site on the web to apply to obtain for yourself a fast and easy, no faxing needed bad credit cash loan in El Cajon CA . Enrolling using our online application forms is less than really difficult and gives you speedy conversion and additionally you may enjoy the ability to fill in our online forms from whatever computer you want. Often, if you submit the application method somewhere in between 9 AM and 5 PM then you could possibly obtain the electronic transfer within just the hour or 1 business day at the latest. We will not check your personal credit ranks with an online loan request; El Cajon California one hour cash loans are dependent on securing any type of steady income. You can’t wait to get help with all your money bills. Simply enroll at this website this second so you may access your very own personal one hour payday loan.

Are you presently attempting to live through money difficulties which strain for a $500 loan online in 1hr? We deliver the no faxing payday loans in El Cajon California and support everybody with granting affordable rates and minimal costs. The aspiration of fiscal outlets is created to guarantee the money necessitated to pay for your important or imperative needs so we can help you with financial troubles. This webpage is the obvious organization to ask for a no fax cash advance in El Cajon as we follow the rules, look through your paperwork abruptly and completely, and grant the deposit in your account a lot sooner than any other lending business can. If you require cash immediately we’ll wire a cash advance within an hour generally. It is easy to qualify and we never scan credit histories therefore now is the minute to get assistance.

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