Payday Loans Near Me in BERKELEY, CA & Online


payday loans berkeley california

Quick Cash Advance Payday Loan Lenders near Berkeley, CA

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Berkeley, California, USA with no fax


Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 94701 , 94702 , 94703 , 94704 , 94705 , 94706 , 94707 , 94708 , 94709 , 94710 , 94712 , 94720
  • Area code(s): 341 , 510

(!) 256-bit SSL secured online form (your data is protected).

Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us — [email protected] )

Updated March 20, 2023

Company nameAddressZip codePhone number
Patelco Credit Union2033 Kala Bagai Wy94704(800) 358-8228
Check Center2005 San Pablo Ave94702(510) 548-0324
California Check Cashing Store3276 Adeline St94703(510) 595-4270
Union Bank2333 Shattuck Ave94704(510) 843-6353
This Into That2547 8th St, Ste 3094710(510) 845-0106
No Hassle Check Cashing Inc2800 San Pablo Ave94702(510) 540-0495
Trust Anchor Car Title Loans Berkeley2119 Hearst Ave94709(510) 838-1900
TNL Car Title Loans Berkeley1900 Addison #35094704(510) 629-6215
Swift Car Title Loans807 Allston Way94710(510) 210-8190
National Builders Control Inc2039 Shattuck Ave94704(510) 990-6482
Cooperative Center Federal CU2001 Ashby Ave94703(510) 845-6428

Use google map to find the nearest credit institution:

California Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In California?

- The max short-term payday loan amount for California residents is $300.
- The maximum installment loan amount in California is $5,000.

What Are The Interest Rates On Payday Loans in California?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Credit Rating Not Examined — Zero Faxed, Apply Virtually — Administered Fast

Score quick money submitted in your checking account for a Berkeley, CA Payday Loan Cash Advance

Don’t worry about the confusing phone confirmations, get to the internet to ask today for a loan, and finally access a deposit you want in 1-24 hour.

Promoting submissions electronically finances less rates which therefore settles the clear funds to customers.

It’s enough if your credit is low, because we aren’t distressed with it. It’s super simple to receive approval.

A loan provided at the bank in as little as an hour.

Are times arbitrary the past few months? It’s our purpose to help you reduce those financial situations We are the top web site in the internet to apply to access a fast, no fax bad credit loan in Berkeley CA . Signing up with the application forms is not difficult and is processed almost immediately and as a bonus you could have the option to fill in our online forms from whatever place 24 hours a day. Also, if you submit the application system earlier than the conclusion of your bank’s day then you might possibly grab your electronic deposit within sometimes just an hour or 1 business day at the maximum. We won’t evaluate your current credit report for any loan internet application; Berkeley California payday loans are built upon bringing in any sort of income. So do not procrastinate to get help for all your fiscal obligations. Just apply at this internet page instantly and you could make use of your very own quick cash loan.

Are you presently trying to work around difficulties with your cash flow that could use a loan fast in as little as an hour? We carry without a doubt the complete online payday loans and sustain debtors by presenting reduced fees and tiny prices. The point of the monetary firms is geared to enable the finances ordered to handle urgent or dire needs in order to assist you with your finances. This web page is the top company to access a cash advance payday loan because we strictly adhere to all laws, closely and speedily authorize your credentials, and finance money to your bank a lot better than any other loan business. If you require cash immediately we will transfer the loan till payday in 1 hour consistently. It’s really simple and fast and we won’t inspect credit so it is the day to get cash.

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