Payday Loans Near Me in COLUMBIA, SC & Online


payday loans columbia south carolina

Quick Cash Advance Payday Loan Lenders near Columbia, SC

You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.

Fast online payday loans in Columbia, South Carolina, USA with no fax


Apply for a Quick Payday Loan Online

Why online short term loans are profitable:

✅ You can apply for a loan around the clock (24 hours / 7 days)
✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Apply for a Quick Payday Loan Online
Apply for a Quick Payday Loan Online

Served areas:

  • Postal / zip codes: 29201 , 29202 , 29203 , 29204 , 29205 , 29206 , 29207 , 29208 , 29209 , 29210 , 29211 , 29212 , 29214 , 29215 , 29216 , 29217 , 29218 , 29219 , 29220 , 29221 , 29222 , 29223 , 29224 , 29225 , 29226 , 29227 , 29228 , 29229 , 29230 , 29240 , 29250 , 29260 , 29290 , 29292
  • Area code(s): 803

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Direct payday loan & cash advance companies near me (lenders locations)

Addresses / phone numbers of offices working nearby you:

( want to add, delete or modify your company details? Email us – [email protected] )

Updated April 3, 2023

Company nameAddressZip codePhone number
World Finance3906 Two Notch Rd, Columbia, SC29204(803) 691-6817
EZ Check Cashing2205 Decker Blvd, Ste A29206(803) 782-8898
Carolina Payday Loans6805 Two Notch Rd29223(803) 419-7729
ACE Cash Express6432 Two Notch Rd, Ste K29223(803) 735-1747
ACE Cash Express1520 Broad River Rd29210(803) 772-0508
Advance America9003 Two Notch Rd., Ste. 1129223(803) 419-1935
Advance America1215 St. Andrews Rd., Ste #229210(803) 551-5816
Advance America7535-A Garners Ferry Rd.29209(803) 776-3397
Advance America3910 Two Notch Rd., Ste. B29204(803) 714-6391
E Z Check Cashing1722 Broad River Rd, Ste I29210(803) 772-0035
Advance America Cash Advance6525 Two Notch Rd Ste A29223(803) 754-5990
Advance America Cash Advance5496 Forest Dr Ste F29206(803) 790-5748
Carolina Payday Loans2116 Broad River Rd, # A29210(803) 798-8759
Check Into Cash10008 Two Notch Rd, Ste B29223(803) 419-0959
Check ‘N Go Store #10177358 Two Notch Rd, Ste A29223(803) 419-1331
U.S. Money Shops Title Loans10008 Two Notch Rd, Ste B29223(803) 419-0959
U.S. Money Shops Title Loans6750 Garners Ferry Rd29209(803) 695-9110
Check Into Cash6750 Garners Ferry Rd29209(803) 695-9110
TitleMax Title Loans3908 North Main St29203(803) 933-0088
TitleMax Title Loans3038 Broad River Rd, Suite A29210(803) 750-0005
TitleMax Title Loans1427 Broad River Rd29210(803) 731-3973
TitleMax Title Loans7301 Two Notch Rd29223(803) 788-0700
TitleMax Title Loans3100 Two Notch Rd29204(803) 376-0079
TitleMax Title Loans7354 Garners Ferry Rd29209(803) 783-8360
ACE Cash Express6432 Two Notch Rd29223(803) 999-3141
TitleMax Title Loans6157 St Andrews Road29212(803) 731-8540
TitleMax Title Loans331 Killian Rd29203(803) 509-5430
ACE Cash Express2324 Taylor St29204(803) 929-7713
ACE Cash Express1520 Broad River Rd29210(803) 714-3695
Check Into Cash3315 Broad River Road29210(803) 731-5180
Check Into Cash6908 Two Notch Road29223(803) 736-7550
ACE Cash Express2324 Taylor Avenue29204(803) 988-7021
Check Loans859 Bush River Rd29210(803) 750-1030
Rosewood Phone & Computer4042 Rosewood Dr29205(803) 782-9496
Check Loans6420 Garners Ferry Rd, Ste A29209(803) 776-4311
Always Money7510 Garners Ferry Rd, Ste C29209(803) 741-5265
Check Cashers410 Veterans Rd29209(803) 776-0614
Advance America2300 Decker Blvd.29206(803) 736-5441
Advance America1531 Broad River Rd.29210(803) 750-5750
Checks Plus516 Beltline Blvd29205(803) 782-2346
Check N Go7358 Two Notch Rd. STE A29223(803) 563-6280
AllSouth Federal Credit Union730 Elmwood Ave29201(803) 736-3110
Community Loans Of America6805 Two Notch Rd29223(803) 419-7731
Lendmark Financial Service10136 Two Notch Rd, Ste 329229(803) 462-1668
Bank of America2805 N Main St29201(803) 931-3183
Lendmark Financial Svc7001 Saint Andrews Rd, Ste A1829212(803) 407-9099
Safe Federal Credit Union595 Saint Andrews Rd29210(803) 796-7782
Onemain Financial4711 Forest Dr, Ste 1929206(803) 782-3811
Onemain Financial110 Forum Dr, Ste 329229(803) 736-4785
OneMain Financial275 Harbison Blvd, Ste J29212(803) 732-2076
Onemain Financial7457 Patterson Rd, Ste 10329209(803) 783-2472
United Community Bank Loan1523 Huger St29201(803) 461-3801
AmeriCash Loans1318 Bush River Rd29210(803) 750-8900
Himsl Consulting317 Wood Duck Rd29223(803) 851-6975
Republic Finance224 Oneil Ct29223(803) 788-1418
Onemain Financial280 Harbison BLVD, # P29212(803) 781-0511
Absolute Title Loans2210 Decker Blvd, Ste B29206(803) 782-3556
Mortgage Assurance LLC3201 Millwood Ave29205(803) 376-4200
Instant Cash Loans Of SC Inc1624 Broadland Ave29203(803) 216-8646
Bank of America2095 N Beltline Blvd29204(803) 765-4940
Springleaf Financial Services7546 Garners Ferry Rd, Ste 50029209(803) 647-9989
Southern Finance Co1900 Taylor St29201(803) 252-4232
Republic Finance Inc2000 Clemson Rd, Ste 1329229(803) 419-6359
Safe Federal Credit Union7836 Garners Ferry Rd29209(803) 217-0833
First Citizens Bank Card Ctr1314 Park St29201(803) 733-2050
First-Citizens Bank & Trust Co2600 Rosewood Dr29205(803) 733-2080
First-Citizens Bank & Trust Co7366 Garners Ferry Rd29209(803) 733-2085
First Citizens Bank1015 Lady St29201(803) 931-1399
Synovus9370 Two Notch Rd29223(803) 699-8289
First Community Bank4404 Forest Dr29206(803) 790-0100
First-Citizens Bank & Trust Co7039 Parklane Rd29223(803) 733-2020
Southtrust Bank5490 Forest Dr29206(803) 476-1162
First-Citizens Bank & Trust Co2350 Broad River Rd29210(803) 798-4500
First-Citizens Bank & Trust Co9800 Two Notch Rd29223(803) 733-1468
Household Finance Corp810 Dutch Square Blvd29210(803) 772-2453
First Citizens Bank2621 Main St29201(803) 733-3450
First Citizens Bank6824 N Main St29203(803) 733-2078
First Citizens Bank1301 Park St29201(803) 733-2090
1st Franklin Financial9003 Two Notch Road, Suite 9H29223(803) 462-6960
Bank Of America Financial Ctr2111 Devine St29205(803) 765-8335
First Citizens Bank131 Forum Dr29229(803) 788-8815

Use google map to find the nearest credit institution:

South Carolina Payday Loans FAQs

What Is a Pay Day Loan?

A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.

What Are The Costs (Fees) of Payday Loans?

Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.

How Do Payday Loans Work?

The procedure for applying for an online loan and getting money in debt is very simple:

1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.

How To Choose a Short-Term Loan: Online or Offline?

Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).

Where Can I Borrow Money Very Fast or Immediately?

One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.

Can Payday Lenders Call My Employer?

The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.

What Do Payday Loan Companies Check Before Approval?

Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).

Can I Take a Pay Day Loan Without a Bank Account?

Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).

Do I Need a Co-Signer To Get a Cash Advance?

As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.

What Documents Do I Need To Qualify For a Short-Term Loan?

Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).

Payday Loan vs Installment Loan: What's the Difference?

Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.

An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.

How Quickly Will I Receive a Cash Advance If Apply Online?

Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.

What Is The Maximum Payday Loan Amount In South Carolina?

- The max short-term payday loan amount for South Carolina is $550.
- The maximum installment loan amount in South Carolina is $5,000.

What Are The Interest Rates On Payday Loans in South Carolina?

The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.

Credit Not Evaluated – Not Faxed, Apply Virtually – Financing Easily

Instant cash to your bank account when having a Columbia, SC Payday Loan Cash Advance
Dodge the inconvenient supervisor interview, employ your computer to demand any time for an advance, and ultimately enjoy an approval you order instantly.
Handling loans online passes cheap bills which issues the leading fund to the buyer.
Becoming authorized is quite quick and not stressful. It is acceptable if you have a terrible credit history and lenders won’t order it.
Reach your money at the checking account in 1hr.

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