Quick Cash Advance Payday Loan Lenders near Cedar Rapids, IA
You can apply for an urgent loan online (24/7) or visit the lender’s office in person. Below we will describe the advantages of applying online, as well as publish a list of direct lenders near you.
Fast online payday loans in Cedar Rapids, Iowa, USA with no fax
Why online short term loans are profitable:
✅ You can apply for a loan around the clock (24 hours / 7 days)✅ Instant decision (within a few minutes)
✅ Any amount from 100 to 1000 dollars (and even $5000)
✅ Faxless payday loans (no fax needed / without faxing)
✅ With BAD credit score or NO credit history
✅ You will receive money within 24 hours (or faster)
✅ Fast and Easy application form (only 3-5 min)
✅ Only verified / trusted lenders
✅ Full safety of your data
✅ Same day payday loan approval
✅ No hard credit check (minimum requirements)
✅ Even with low income
✅ Direct money transfer into your bank account
✅ No queues, no waiting
✅ 100+ direct creditors will see your application (the probability of receiving money is very high) and others benefits!
Served areas:
- Postal / zip codes: 52401 , 52402 , 52403 , 52404 , 52405 , 52406 , 52407 , 52408 , 52409 , 52410 , 52411 , 52497 , 52498 , 52499
- Area code(s): 319
(!) 256-bit SSL secured online form (your data is protected).
Direct payday loan & cash advance companies near me (lenders locations)
Addresses / phone numbers of offices working nearby you:
( want to add, delete or modify your company details? Email us – [email protected] )
Updated March 30, 2023
| Company name | Address | Zip code | Phone number |
| Dupaco Community Credit Union | 110 35th St Dr SE | 52403 | (319) 366-8231 |
| Instant Cash Loans | 155 Collins Rd NE Suite C | 52402 | (319) 294-4184 |
| Easy Cash Solutions | 1344 1st Ave NE, Cedar Rapids | 52402 | (319) 363-1426 |
| EZ Money Check Cashing | 266 Blairs Ferry Rd NE, Ste 300 | 52402 | (319) 363-2200 |
| Advance America | 3135 Wiley Blvd. SW, Ste. 107 | 52404 | (319) 390-5800 |
| Advance America | 3653 First Ave. SE, Ste. 9 | 52402 | (319) 362-3380 |
| Check ‘N Go Store #203 | 353 Edgewood Rd NW | 52405 | (319) 396-9700 |
| E Z Money Check Cashing | 323 Edgewood Rd NW | 52405 | (319) 396-3520 |
| Ezmoney | 307 2nd St SE, Cedar Rapids, IA | 52401 | (319) 363-2200 |
| Chec King Payday Advance | 600 Blairs Ferry Rd NE, Ste D | 52402 | (319) 378-0500 |
| Wells Fargo Private Client Services | 1800 1st Ave NE | 52402 | (319) 286-1810 |
| Check Into Cash | 2040 Edgewood Road, SW, #100 | 52404 | (319) 396-6027 |
| EZPAWN | 1344 – 1st. Ave. NE | 52402 | (319) 286-8108 |
| Delarue Cash System | 610 32nd Ave SW | 52404 | (319) 369-0013 |
| Check ‘N Go Store #210 | 124 Collins Rd NE, Ste E | 52402 | (319) 373-8300 |
| Check Into Cash | 5442 Blairs Forest Way NE | 52402 | (319) 294-1514 |
| Check N Go | 353 Edgewood Rd. NW | 52405 | (319) 382-2174 |
| Check N Go | 124 Collins Rd. NE STE E | 52402 | (319) 382-8299 |
| Rent-A-Center | 1500 First Ave NE Cedar Rapids | 52402 | (319) 366-1111 |
| American Payday Loans | 3200 16th Ave SW | 52404 | (319) 362-5600 |
| ACE Cash Express | 2315 Edgewood Rd | 52404 | (319) 396-3039 |
| Hometown Cash Advance | 219 Edgewood Rd NW | 52405 | (319) 390-5300 |
| Onemain Financial | 1121 Blairs Ferry Rd NE, Ste 200 | 52402 | (319) 377-2332 |
| Academy Mortgage – Cedar Rapids | 3412 Center Point Rd Ne B, #B | 52402 | (319) 364-4992 |
| Homeservices Lending | 385 Collins Rd NE | 52402 | (319) 378-6685 |
| Linn Area Credit Union | 3330 Mount Vernon Rd SE, Ste 2 | 52403 | (319) 382-2186 |
| Dupaco Community Credit Union | 808 Wilson Ave SW | 52404 | (319) 366-8232 |
| BankIowa | 2701 Edgewood Pkwy SW | 52404 | (319) 654-9444 |
| Cedar Rapids Bank & Trust Co | 2711 Bever Ave SE | 52403 | (319) 896-6194 |
| Cedar Rapids Bank And Trust Company | 5400 Council St NE | 52402 | (319) 743-3555 |
| Collins Community Credit Union | 1843 Johnson Ave NW, Ste 1 | 52405 | (319) 366-3630 |
| Collins Community CU | 606 14th Ave SW | 52404 | (800) 475-1150 |
| Bankers Trust | 400 Blairs Ferry Rd NE | 52402 | (319) 221-1230 |
Use google map to find the nearest credit institution:
Iowa Payday Loans FAQs
What Is a Pay Day Loan?
A payday loan (also called a pay day loan, payday cash advance, loan till payday, small dollar loan, short-term loan, or fast cash advance loan) is a short term unsecured loan, usually up to $500-1000 and at a fairly high interest rate. The repayment of the loan occurs automatically by repaying the debt at the expense of wages from the Borrower's bank account.What Are The Costs (Fees) of Payday Loans?
Typically, the Lender charges the Borrower a fee of $10-$30 for every $100 of the loan. The exact interest rate can be found out after the application has been submitted and approved.How Do Payday Loans Work?
The procedure for applying for an online loan and getting money in debt is very simple:1) The Borrower fills out a special form, providing the necessary data.
2) The Lender reviews the application and, if approved, transfers the money to the Borrower's bank account (within 24-48 hours).
3) When the Borrower receives a salary, part of the funds from his account goes to repay the loan.
How To Choose a Short-Term Loan: Online or Offline?
Everyone has the right to choose the method of applying for a loan independently. If you want to save time, we recommend that you complete the application form and submit it online (directly on our website). If you would like to personally speak with the manager of a credit agency, we suggest that you familiarize yourself with the list of direct creditors located nearby you (the table is presented below).Where Can I Borrow Money Very Fast or Immediately?
One of the fastest ways to get urgent money is to apply online for an emergency payday loan. You will need no more than 10 minutes to fill out the form. You will then receive an instant loan decision. If it is "positive", then you will be able to get money to your account within 1 day.Can Payday Lenders Call My Employer?
The Lender may call the Borrower's employer if it has any doubts about the approval of the application. Most often this happens if the Borrower has a bad credit history or has too little work experience at the last place of work.What Do Payday Loan Companies Check Before Approval?
Lenders verify the identity of the Borrower (for this you will need an ID, driving license or SSN number) and official income (salary that goes to a bank account).Can I Take a Pay Day Loan Without a Bank Account?
Some lenders may offer you a cash loan. But this is a rather rare case. Most direct lenders work with people who have a bank account that receives official wages (this is a guarantee that the borrower will be able to repay the loan).Do I Need a Co-Signer To Get a Cash Advance?
As a rule, credit organizations issue short-term loans up to $1,000 without guarantors.What Documents Do I Need To Qualify For a Short-Term Loan?
Mandatory requirements are proof of identity and permanent income. It can be ID, driving license, SSN number. No other documents are needed. At the stage of consideration of the application, additional conditions are possible, individual for each case (depending on the state of residence and the policy of the Lender itself).Payday Loan vs Installment Loan: What's the Difference?
Payday loans are a small amount of money (from $100 up to $1,000) that can be obtained very quickly even with bad credit, low income, and minimal data checks. Such loans are issued for a period of 1 to 4 weeks. Repayment of the entire amount of the debt, as a rule, occurs in one payment.An installment loan is a cash advance up to $5,000 for up to 1-2 years (up to 12-24 months). The debt is repaid in equal monthly installments. The interest rate on such a loan is much lower than payday loans.
How Quickly Will I Receive a Cash Advance If Apply Online?
Most often, the borrowed money is credited to the Borrower's bank account within 24 hours (1 day) from the moment the application is approved.What Is The Maximum Payday Loan Amount In Iowa?
- The max short-term payday loan amount for Iowa residents is $500.- The maximum installment loan amount in Iowa is $5,000.
What Are The Interest Rates On Payday Loans in Iowa?
The interest rate and fees (the cost) depend on several factors: place of residence, income, marital status, age, work experience and others. Therefore, most often, the interest on the loan is calculated individually. You will be able to find out the payment amount (needed to pay off the debt / loan repayment) immediately after applying for a payday loan.Weak Credit Scores No Worry – Nothing Faxed – Paperless – Easily Funded
Obtain a $1500 loan to spend now on a Cedar Rapids, IA Payday Loan Cash Advance
Extra prime form method, access your online to sign up any time for funds, and lastly reach a wire you want quickly.
Places are made to yield cash and all take on each other for your private choice which grants the most popular options to clients.
Acquiring qualification is very prompt and not bad. No trouble if you have inadequate credit scores, because it does not dissuade lending.
Fast cash ready in your bank in the same day.
Payday Advances in one hour are the fastest way to get dealt really fast, secure pay day loans & payday cash advances. Filling forms out and securing validation for an instant payday loan Cedar Rapids IA is instant & extremely not difficult; moreover, you don’t be asked to send any of those private papers or submit us with contacts as personal sources to sign up for your Cedar Rapids Iowa payday advances. The minute you secure validation you will have your money wired right over into your very own specified checking or savings account Filling in this full function could sometimes take place in as little as 1hr to 24 hrs. The cash advance lending venues submit to you really good options with versatile payments and as an added bonus some of the lowest expenses all elements with getting that cash advance through our bank. We have a truly fast and exceptional system that makes certain you have all the assistance you need. It’s the most accepted, most accredited way online to attain your payday cash advance in Cedar Rapids, IA. We are offering you your chance to access finances with any and all of those personal predicaments this minute.
Do you want assistance for financial troubles? Have you been tight for finances? There’s a great chance we might be able to assist you in cash advance payday loans in Cedar Rapids Iowa out of your very next pay stub. Also on a good note, we work very fast and deposit the funds into your bank account between 1 hour and 1 full business day and even during Sat and Sun! Should you apply to collect a Cedar Rapids payday loan 1 hour we mainly look at if you got an occupation or regular cash not with your private FICO scores. When we can see that you maintain reliable, stable assets then you may probably qualify for bad credit cash loans Cedar Rapids IA. Our loan lenders produce by far the lowest fees and the biggest reliable services in the industry! We’re ready for you!
